Claims Analyst II

Farmers Mutual Hail Insurance; West Des Moines (IA); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Hybrid work after training

Parental leave

Caregiver leave

Employee appreciation events

EAP

On-site cafeteria and fitness center

Job summary

Farmers Mutual Hail Insurance Company (FMH) is seeking a Claims Analyst to review, analyze, and audit crop insurance claims to ensure accuracy and compliance with RMA and company guidelines. You will help determine claim validity and settlement within authority while supporting adjusters and internal teams.

Ideal candidates have 5–7 years of claims experience, a high school diploma (associates/bachelor’s preferred), and strong MS Word/Excel skills with attention to detail and solid time

Qualifications

• Five to seven years of job-related experience, preferably in claims and/or crop insurance.
• High School diploma required; Associates/Bachelor’s highly preferred.
• Proficient with Microsoft Office Suite; Word and Excel highly used; strong numerical accuracy.

Responsibilities

• Reviews and analyzes claims to verify coverage, liability, and accuracy of reported information.
• Audits claim files to ensure compliance with RMA regulations and company policies.
• Communicates with adjusters, claimants, and internal stakeholders to obtain required documentation and clarify claim details.
• Provides recommendations to adjusters regarding claim handling and appropriate next steps.
• Supports claim settlement activities within defined authority limits.
• Identifies discrepancies, errors, or potential issues and takes action or elevates as needed.
• Provides backup support to Claims Reporting Center and Claims Support functions.
• Contributes to process improvements and assists with departmental projects.

Skills

Attention to detail

Time management

Communication skills

Analytical thinking

Education

High School diploma

Associates/Bachelor’s preferred

Tools

Microsoft Word

Microsoft Excel

Job description

At Farmers Mutual Hail (FMH), our mission is simple: protect the livelihoods and legacies of America’s farmers through the complete farm insurance solutions we offer. As America’s Crop Insurance Company™, we’re headquartered in the U.S. and have been owned by the farmers we insure for over 125 years.

As a Claims Analyst at FMH, you will support the claims function by reviewing, analyzing, and auditing claims to ensure accuracy, completeness, and compliance with RMA and company guidelines. You will assist in determining claim validity and settlement within established authority while providing guidance and support to adjusters and internal teams.

Benefits

Our employees appreciate our family-oriented culture, and we make sure their benefits reflect that. In addition to a competitive salary and bonuses, medical/dental/vision plan, 401(k) plan with a generous company match, you will be eligible for benefits such as:

• Hybrid work schedule, after training is completed
• Paid Parental leave and Caregiver leave
• Employee appreciation events
• Employee Assistance Program (EAP) for support when you and your family need it
• On-site cafeteria and fitness center

Requirements

To be considered for this role, you will need the following:

• Experience: Five to seven years of job-related experience, preferably in claims and/or crop insurance.
• Education: High School diploma required; Associates/Bachelor’s highly preferred.
• Skills: Proficient with Microsoft Office Suite, most notably Word and Excel. Ability to calculate figures and amounts such as discounts, percentages, and volume required. Strong attention to detail and time management skills required. Previous experience with crop insurance claims desired.

Responsibilities

• Reviews and analyzes claims to verify coverage, liability, and accuracy of reported information.
• Audits claim files to ensure compliance with RMA regulations and company policies.
• Communicates with adjusters, claimants, and internal stakeholders to obtain required documentation and clarify claim details.
• Provides recommendations to adjusters regarding claim handling and appropriate next steps.
• Supports claim settlement activities within defined authority limits.
• Identifies discrepancies, errors, or potential issues and take appropriate action or elevate as needed.
• Provides backup support to Claims Reporting Center and Claims Support functions.
• Contributes to process improvements and assists with departmental projects.

This position is not eligible for sponsorship for work authorization by Farmers Mutual Hail Insurance Company, SI. Therefore, if you will require sponsorship for work authorization now or in the future, we cannot consider your application at this time.

Farmers Mutual Hail Insurance Company does not discriminate in employment (EOE). All qualified applicants are encouraged to apply.