107 - Food City Cashier - Central & Baseline

Bashas; Phoenix (AZ); Hybrid; USD 54,000 - 58,000; Full time

Benefits offered by this job

Bonus Opportunity

401(k)

Medical

Dental

Vision

Health Savings and Flexible Spending

Life Insurance

Paid Time Off

Paid Parental Leave

Tuition Assistance

Job summary

Farmers Insurance is seeking an Auto Claim Handler in Phoenix, AZ. You will investigate claims, determine liability, and negotiate settlements with basic coverage while delivering excellent customer service.

This role reports to the Claims Department and offers paid training, a hybrid work model, and opportunities for advancement. The position requires strong communication, problem-solving, and negotiation skills, plus a license or ability to obtain an All Lines Adjuster license.

Qualifications

• Active All Lines Adjuster license required, or the ability to obtain licensure during training.
• High school diploma or equivalent required; Bachelor's degree preferred.
• Strong communication and negotiation skills.

Responsibilities

• Investigate auto claims and determine liability with basic coverage.
• Secure statements, police reports, photos and estimates for losses.
• Explain coverage, benefits and claims process to customers.
• Coordinate auto physical damage estimates and rentals.
• Escalate complex coverage issues to supervisor.
• Maintain diaries and resolution plans on open files.

Skills

Customer service

Conflict management

Verbal communication

Written communication

Negotiation

Problem solving

Technical aptitude

Education

High school diploma or equivalent

Bachelor's degree preferred

Tools

Microsoft Office

Job description

We are Farmers where ambition meets opportunity. At Farmers, we're not just known for unforgettable jingle we're a team with a passion for purpose and making a real difference in people's lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn't just a goal it's a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience and measure our impact on the customers who trust us. Join an award-winning, equal opportunity employer, where you'll find more than a job you'll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.

Workplace: Hybrid (LI-Hybrid) Farmers believes in a culture of collaboration, creativity, and innovation, which thrives when we have the ability to work flexibly in a virtual setting as well as the opportunity to be together in person. Our hybrid work environment combines the best of both worlds with at least three (3) days in office and up to two (2) days virtual for employees who live within fifty (50) miles of a Farmers corporate office. Applicants beyond fifty (50) miles may still be considered.

Job Details To be considered for this position, candidate must reside within 50 miles of one of the following Farmers Corportate Office Locations: Kansas City, KS ~ Caledonia, MI ~ Oklahoma City, OK ~ Phoenix, AZ ~ St. Louis, MO Upcoming Start Dates: Monday, August 24th (If you do not currently have an Active All Lines Adjuster license) Tuesday, September 8th (If you have an active All Lines Adjuster license - must be up to date on CE's) OR Monday, September 21st (If you do not currently have an Active All Lines Adjuster license) Monday, October 5th (If you have an active All Lines Adjuster license - must be up to date on CE's) Award Winning Paid Training Program: Monday - Friday, 8:00 am - 5:00 pm Local time, 8-12 weeks. Post Training Work Schedule: Monday - Friday, 8:00 am - 5:00 pm local time. Department Hours of Operation: 7:00 am - 7:00 pm, Monday - Friday. You are expected to work 40 hours/week with flexibility, subject to business needs, geographic location, and Farmers Timekeeping Policy. Compensation: The starting wage for this position is $26.01 per hour, plus you will be eligible for an annual bonus. Pay is dependent upon the candidate's geographic location and relevant claims experience. Compensation will be evaluated based on related experience. Candidates with Claims Auto Handling or related industry experience are highly encouraged to apply.

Job Summary

Utilizes working knowledge and skills developed through formal training to investigate, confirm coverage, determine liability, establish damages, and negotiate settlements of auto claims, which includes single and multi-vehicle losses with basic coverage and moderate complexity of liability.

Day in the Life of an Auto Claim Handler

Utilizes a broad understanding of claims adjusting to apply skills and knowledge to investigate and determine liability for claims with basic coverage issues and moderate to complex liability issues. Performs in-depth investigation and analysis on losses such as multi-vehicle losses with comparative negligence. Completes investigation by securing recorded statements of the drivers, police reports vehicle photos and estimates, and scene investigations. Makes same-day contact with customers. Explains the claims process to all customers. Explains all applicable coverage benefits to the policyholder. Confirms facts of loss. Determines vehicle location and if drivable. Offers vehicle repair and rental service options to customers. Coordinates auto physical damage estimate through the proper internal method of inspection and arranges for the release of vehicles that are accruing storage fees. Proactively investigates and determines coverage for Auto policy claims with coverage issues requiring in-depth investigation including but not limited to if the policy is out of force for the date of loss, unlisted or permissive drivers, excluded drivers, vehicles not on the policy, rideshare involvement, material misrepresentation issues, and new business investigations. Maintains ownership of the claim and completes work with a limited degree of supervision. Serves as the primary point of contact through resolution of all exposures. Communicates and collaborates with other claim specialists to facilitate claim resolution for customers. Provides verbal and written communication to customers to explain coverage issues and decisions. Communicates policy risk issues to Underwriting to facilitate their evaluation of the policy risk and exposure. Escalates complex coverage issues to supervisor. Demonstrates proficient knowledge and application of venue laws for all states handled in the Region. Analyzes duties owed and breached by all potentially responsible parties and determines liability percentage for each party. Escalates claims with exposures exceeding financial authority to supervisor. Communicates liability decisions to customers, claimants, claim specialists, and Underwriting. Recognizes subrogation potential and makes referrals to the Subrogation department when appropriate. With limited supervision and support, investigates and recognizes all potential claim exposures. Recognizes and escalates non-auto property damage exposures and resolves auto physical damage claims proactively and accurately. Secures estimate of damages timely through appropriate repair channels. Writes, reviews, and adjusts auto physical damage estimates for repairable vehicles with minor to moderate damages. Issues and authorizes claim payments to customers and repair facilities and explains repair process and estimate to customers. Manages rental claims through communication with customers, repair facilities, rental vendors, and claim specialists. Proactively manages and mitigates storage costs. Coordinates and collaborates with auto physical damage and total loss specialists to facilitate claim resolution for customers. Maintains active diary and resolution plan on open files. Handles and documents files in compliance with regulatory requirements. Responsible for ensuring professional correspondence is sent to customers including claim status updates. Completes work with a limited degree of supervision. May act as an informal resource for colleagues with less experience.

Education Requirements

High school diploma or equivalent required. Bachelor's degree preferred. An active All Lines Adjuster license is required, or the ability to obtain licensure. If not currently licensed, obtaining and passing the All Lines Adjuster licensing requirements during training is a condition of employment.

Experience & Skills Required

Demonstrated customer service skills. Effective conflict management skills. Identifies key issues and patterns from partial/conflicting data. Strong verbal communication and listening skills. Strong written communication skills with the ability to convey critical decisions and information through written letters. Demonstrates excellent judgment and decision-making skills. Effective negotiation skills. Possesses flexibility to work in a fast-paced, dynamic environment; uses discretion to modify work practices and processes to achieve results or improve efficiency. Demonstrated problem-solving skills. Takes a broad perspective on problems and spots new, less obvious solutions. Performs work independently with minimal supervision. Possesses strong technical aptitude; Proficient in Microsoft Office products. Adaptable and flexible to new technology.

Physical Environment & Actions

This role, whether performed virtually or in an office setting, will include normal and customary distractions, noise, and interruptions. Sits or stands for extended periods of time, up to a full work shift. Occasionally reaches overhead and below the knees, including bending, twisting, pulling, and stooping. Occasionally moves, lifts, carries, and places objects and supplies weighing 0-10 pounds without assistance. Listens to, interprets, and differentiates auditory information (e.g. others speaking) at normal speaking levels with or without correction. Visually verifies and reads information. Visually locates material, resources and other objects. Ability to continuously operate a computer for extended periods of time, up to a full work shift. Physical dexterity sufficient to use hands, arms, and shoulders repetitively to operate keyboard and other office equipment up to a full work shift.

Farmers offers a competitive salary commensurate with experience, qualifications and location.

• Bonus Opportunity (based on Company and Individual Performance)
• 401(k)
• Medical
• Dental
• Vision
• Health Savings and Flexible Spending Accounts
• Life Insurance
• Paid Time Off
• Paid Parental Leave
• Tuition Assistance