Claims Adjuster

Property Loss Services Inc; New Jersey; On-site; USD 80,000 - 90,000; Full time

Benefits offered by this job

Mileage reimbursement

Continuing education reimbursement

Employer-sponsored health insurance (H

Life/AD&D / STD & LTD insurance

Paid Personal Time Off

SIMPLE IRA plan

Job summary

PLS Claims in New Jersey is seeking an experienced Senior Property Field Adjuster to handle full-cycle adjustments for personal and commercial property claims across the state. A strong long-term growth opportunity with direct client interaction and emphasis on accuracy, writing, and analytics.

The ideal candidate will have five or more years of property field adjusting experience, proficiency with Xactimate, and the ability to review varied policy coverages while maintaining excellent

Qualifications

• Minimum of 5 years of property field adjusting experience
• Strong knowledge of residential and commercial building construction
• Knowledge of general building valuation and personal property losses
• Ability to review and interpret policy coverages from a wide range of insurers
• Proficiency with Xactimate
• Proficiency in Microsoft Word and Excel

Responsibilities

• Conduct full property adjustments for personal and commercial lines claims, including building, personal property, and business income/Loss of Use
• Perform thorough claim investigations and evaluations from first notice through resolution
• Accurately track time and expenses; claims are billed on a Time & Expense basis
• Prepare clear, professional, and well-documented reports and claim correspondence
• Identify coverage issues, liability considerations, and subrogation opportunities
• Navigate claims toward fair and timely resolution using sound judgment

Skills

Property field adjusting

Strong written communication

Investigative skills

Tools

Xactimate

Microsoft Word

Excel

Job description

PLS Claims is seeking an experienced Senior Property Field Adjuster with five (5) or more years of property field adjusting experience to support our growing New Jersey operations. This is a permanent position offering a strong long-term growth opportunity for the right professional The ideal candidate is highly organized with strong analytical and writing skills.

About PLS Claims

Founded in 1997, PLS Claims is an Independent Adjusting and Third-Party/Delegated Claims Administration firm headquartered in Georgia. We proudly represent a diverse client base that includes domestic insurance carriers, select Underwriters at Lloyd’s, self-insured entities, and other third-party administrators.

We are committed to fostering a collaborative, positive, and professional work environment where team members are supported, mentored, and held accountable, allowing every team member to grow and succeed.

We offer a competitive salary with quarterly bonus potential, mileage reimbursement, reimbursement for approved continuing education, and contribution towards employer sponsored group medical insurance with an HSA option, company paid Life/AD&D /STD & LTD insurance, paid Personal Time Off, and a SIMPLE IRA plan.

Position Overview

This role will cover all areas of New Jersey and will initially involve working alongside our current New Jersey General Adjuster, who will be transitioning out of the role. The successful candidate will assume responsibility for handling claims for our existing clients, as well as supporting future client growth. This is a high-visibility position with direct client interaction.

The Senior Property Adjuster will be responsible for full-cycle adjustment of both personal and commercial property claims, including complex losses.

Key Responsibilities

• Conduct full property adjustments for personal and commercial lines claims, including:
  • Building
  • Personal property
  • Business income / Loss of Use (LOU)
• Perform thorough claim investigations and evaluations from first notice through resolution
• Accurately track time and expenses; claims are billed on a Time & Expense basis
• Prepare clear, professional, and well-documented reports and claim correspondence
• Identify coverage issues, liability considerations, and subrogation opportunities
• Navigate claims efficiently toward fair and timely resolution using sound judgment and situational awareness

Required Qualifications

• Minimum of 5 years of property field adjusting experience (required)
• Strong knowledge of:
  • Residential and commercial building construction
  • General building valuation
  • Personal property and time element losses
• Ability to review and interpret policy coverages from a wide range of insurers, including non-standard and manuscript forms
• Proficiency with Xactimate
• Proficiency in Microsoft Word and Excel
• Strong organizational and time management skills with the ability to consistently meet deadlines
• Excellent written communication skills, including the ability to clearly and concisely document events, damages, and conclusions using proper grammar and punctuation
• Experience preparing:
  • Requests for Information (RFIs)
  • Reservation of Rights letters
  • Full and partial denial letters
  • Sworn Statements in Proof of Loss
  • Subrogation receipts and related claim documentation
• Strong investigative, evaluation, and negotiation skills
• Inquisitive mindset with a natural curiosity and attention to detail
• Ability to work effectively with a wide variety of people and personalities
• Valid driver’s license with a good driving record

Preferred (Not Required)

• AIC and/or CPCU designations

Compensation: $80,000.00 - $90,000.00 per year