CIB - Whole Loan Transaction Manager - Analyst

Banco Santander (Brasil); Texas; In loco; USD 110.000 - 135.000; Tempo pieno

Descrizione del lavoro

Banco Santander Brasil is seeking a CIB - Whole Loan Transaction Manager - Analyst to lead due diligence for whole loan transactions, coordinate across trading desks, legal, and vendors, and manage documentation and settlements. A strong emphasis on accuracy, timeline adherence, and cross-functional collaboration is essential.

The role requires a Bachelor's degree and extensive experience in whole loan due diligence, with the ability to organize and monitor activities from bid through settlement

Competenze

• Bachelor's Degree in related field or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience in Whole Loans Due Diligence, tracking, reporting, analyzing and curing findings based on compliance, credit, title, valuation, servicing data, and collateral.
• Coordinate and prepare diligence findings, reporting, material preparation, and curative actions for RMBS securitization underwritings between counterparties, legal counsel, vendors, rating agencies, servicers, and custodians.
• Identify high-risk issues and make recommendations to trading desk for re-pricing/drop adjustments for whole loan acquisitions and sales.

Mansioni

• Track, report, analyze, and cure loan due diligence findings.
• Coordinate diligence findings, reporting, and curative actions for securitizations.
• Work with trading desk, legal, vendors, and custodians on deal documentation and settlements.
• Organize due diligence activities, servicing transfers, and communications with counterparties from bid to settlement.

Conoscenze

Due Diligence

Loan Data Analysis

Stakeholder Coordination

Project Management

Formazione

Bachelor's Degree

Descrizione del lavoro

CIB - Whole Loan Transaction Manager - Analyst

Country: United States of America

It Starts With You:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.

The Difference You Make:

Whole Loan Transaction Management, Due Diligence, and Asset Management in CIB involves managing the process of buying /selling whole loans, ensuring compliance, and verifying loan data accuracy, and managing third parties. This role requires strong organizational skills, attention to detail, and the ability to work with various stakeholders.

What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

• Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education

Qualifications

• Whole Loans Due Diligence - track, report, analyze and cure loan due diligence findings based on compliance, credit, title, valuation, servicing data, and collateral
• Coordinate and prepare diligence findings, reporting, material preparation, and curative actions for third party RMBS securitization underwritings between counterparties, legal counsel, vendors, rating agencies, servicers, and custodians
• Identify and target high-risk issues to make suitable recommendations to trading desk for re-pricing / drop adjustments for whole loan acquisitions and sales and for third parties via advisory agreements
• Work with relevant teams to review and negotiate all deal documentation and create subsequent exhibits, prepare funding schedules, and review and interpret diligence findings in coordination with the trading desk and external counsel for pricing and settlement of whole loan acquisition and sale transactions
• Organize and monitor due diligence activities, servicing transfers, loan document transfers, and operations between internal groups, vendors, servicers, and custodians while communicating progress and collaborating with counterparties from bid through settlement
• Vendor Management - work with the internal legal, procurement and information security teams to onboard new vendors and to monitor vendor performance.
• Ensure good communication with traders, risk, legal, and outside clients to control the risks associated with the funding process.
• Manage competing priorities effectively in a fast-paced environment.
• Demonstrate strong leadership and project management skills in coordinating transaction and due diligence activities.
• Meet deadlines and deliver high-quality work with strong self-motivation and attention to detail.

Certifications

No Certifications listed for this job.

It Would Be Nice For You To Have:

Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training licensure and certifications and location.

Base Pay Range:

Minimum: $110,000.00 USD

Maximum: $135,000.00 USD

We Value Your Impact:

Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity,