Portfolio Analyst, Sponsor & Specialty Finance

F8F Santander Bank N.A.; United States; Vor Ort; USD 62.000 - 98.000; Vollzeit

Zusammenfassung

Santander Group is seeking a Sr. Specialist, Portfolio Management to support investment strategies across multiple portfolios in the United States.

The role collaborates with investment and cross-functional teams, communicates with borrowers, processes disbursements, and maintains loan accounting and risk controls. The ideal candidate has 3+ years of portfolio/asset management experience, strong quantitative and writing skills, and knowledge of underwriting.

Qualifikationen

• Bachelor’s Degree in related field or equivalent demonstrated through work experience, training, military service, or education.
• 3+ Years Experience with portfolio management and asset management.
• Ability to manage a variety of projects from multiple team members simultaneously.
• Strong quantitative reasoning and writing skills.
• Knowledge of underwriting procedures.

Aufgaben

• Assist with all aspects of the portfolio management process to ensure timely and accurate implementation of investment strategies across various portfolios.
• Collaborate with investment teams and cross-functional teams.
• Communicate with borrowers and serve as a primary contact for loan closing and post-closing loan management.
• Review and process funding disbursement requests with proper documentation and loan condition compliance.
• Collect quarterly financial statements and assist in determining financial condition and credit-worthiness.
• Maintain knowledge of loan policies and procedures.
• Ensure correct accounting for all loans with Finance.
• Monitor delinquencies and rebalance portfolios as needed.
• Maintain appropriate cash levels and equitize when necessary.
• Coordinate with portfolio teams to manage dispersion across strategies.

Kenntnisse

Portfolio management

Asset management

Underwriting

Data management

Analytical skills

Communication

Risk management

Time management

Ausbildung

Bachelor’s degree in related field

Jobbeschreibung

Portfolio Analyst, Sponsor & Specialty Finance Country: United States of America

It Starts With You: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

The Difference You Make

• The Sr. Specialist, Portfolio Management is responsible for assisting with all aspects of the portfolio management process to ensure timely and accurate implementation of investment strategies across various portfolios.
• The incumbent will collaborate with investment teams and all internal cross-functional teams where necessary.
• Communicates effectively with borrowers and serve as one of the primary points of contact for loan closing and post-closing loan management.
• Reviews and processes funding disbursement requests, ensuring proper documentation and compliance with loan conditions.
• Collects quarterly financial statements and reporting documentation and assist in determining financial condition, credit-worthiness and project compliance for all borrowers.
• Maintains working knowledge of loan policies and procedures.
• Works closely with the Finance department to ensure correct accounting for all loans.
• Tracks, analyzes, communicates, and makes recommendations to address loan delinquencies.
• Rebalances portfolios due to cash flows, guideline changes or general market movements.
• Manages and maintains appropriate cash levels and equitizing wherever necessary.
• Monitors dispersion across portfolios within similar strategies and coordinating actions needed with portfolio teams.
• Ensures accounts are being managed consistently with client guidelines.
• Partners with all internal and external teams in support of funding new accounts, transfers-in-kind, client transitions and general account set up.
• Tracks trading trends of Santander's products.
• Builds strong working relationships with Santander portfolio teams.
• Mitigates Companywide operational risk within daily processing environment.
• Maintains loan portfolio management system and related databases.

What You Bring

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

• Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required

Required Qualifications

• 3+ Years Experience with portfolio management and asset management.
• Ability to manage a variety of projects from multiple team members simultaneously.
• Demonstrated ability to maintain accurate electronic files and database systems.
• Organized and self-sufficient.
• Strong quantitative reasoning and writing skills.
• Knowledge of underwriting and experience with all underwriting procedures.
• Ability to effectively present information and respond to questions from groups or managers, members, and general public.
• Excellent member service skills.
• Detail oriented, common sense decision-making; above average oral, written and communications skills.
• Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to work with mathematical concepts, such as profitability and statistical inference.
• Ability to apply concepts, such as fractions, percentages, ratios and proportions, to practical situations.
• Capacity to complete the project on time.

Certifications

• No Certifications listed for this job.

It Would Be Nice For You To Have

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range

Minimum: $61,875.00 USD Maximum: $97,500.00 USD

We Value Your Impact

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future.

Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

The Santander Way

Santander is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

We are committed to providing an inclusive and accessible application process for all candidates.