Chief Risk & Fraud Officer

Step; United States; Remote; USD 180,000 - 240,000; Full time

Benefits offered by this job

Stock options

Healthcare benefits

401k matching

Flexible vacation

Parental leave

Tech package

Job summary

Step is seeking a Head of Risk to lead our Risk team, partnering with Product, Engineering, Compliance and Data to own risk decisioning, scale operations and minimize fraud losses. You’ll drive customer-centric risk while protecting growth as part of Beast Industries’ family of companies. Location: Remote (US) or San Mateo, CA.

Reports to the Chief Operating Officer. Requires 10+ years in risk leadership, fintech experience, and a track record of building strong risk programs and

Qualifications

• 10+ years of high-impact risk leadership
• Experience using data to drive strategic results
• Fintech or Banking experience in high-risk consumer tech environments
• Proven success in neutralising transactional fraud while owning losses
• Experience building defense strategies against sophisticated attacks

Responsibilities

• Lead Step’s Risk strategy balancing fraud mitigation with user experience
• Embed risk-aware decisioning across product lifecycle with cross-functional teams
• Own fraud loss outcomes by partnering with Finance on revenue vs risk costs
• Scale Risk org to meet hyper-growth with automated, tech-first solutions
• Improve risk models to reduce false positives and protect customers
• Foster a customer-centric risk culture focused on trust and retention

Skills

Risk leadership

Data analytics

Cross-functional collaboration

Fintech risk

Threat prevention

Education

Bachelor’s degree or equivalent

Tools

Fraud detection systems

Job description

Step is seeking a Head of Risk to lead our Risk team, partnering with Product, Engineering, Compliance and Data to own risk decisioning, scale operations and minimize fraud losses. You’ll drive customer-centric risk while protecting growth as part of Beast Industries’ family of companies. Location: Remote (US) or San Mateo, CA.

Reports to the Chief Operating Officer. Requires 10+ years in risk leadership, fintech experience, and a track record of building strong risk programs and