Chief Lending Officer

CUES TRAINING FACILITY; Maple Grove (MN); On-site; USD 164,997 - 219,996; Full time

Job summary

TopLine Financial Credit Union in Minnesota seeks a Senior Management Team member to lead lending, including consumer lending, first mortgages, and business lending, driving strategic plans, staff development, and service standards aligned with the Red Book and Gray Book values.

The role chairs the Loan Review Committee, ensures portfolio quality and regulatory compliance, and actively represents the credit union in the community while delivering exceptional member service.

Qualifications

• Four-year college degree with advanced degree preferred.
• At least 10 years of lending experience, with familiarity with consumer, first mortgage and business lending.
• An experienced leader at the senior executive level with extensive financial services experience, preferably in the banking/credit union field.
• An energetic, forward-thinking and creative individual with high ethical standards and an appropriate professional image.
• A strategic visionary with sound problem-solving skills, analytical ability, good judgment and strong operational focus.

Responsibilities

• Provides the primary thought leadership for lending operations in the formation and implementation of TopLine’s strategic and business plans.
• Maintains a thorough understanding of what it means to satisfy borrowers’ needs by continuously studying members, markets and competition through research, networking, trade publications, seminars, etc.
• Develops and maintains the lending products and pricing of those products to keep pace with member needs.
• Establishes and maintains high loan portfolio quality standards while maintaining a high loan to share ratio and actively contributes to sound asset/liability management.
• Responsible for all compliance, methods and procedures, and systems issues related to lending. Maintains a complete understanding of all regulations related to lending and ensures TopLine is in compliance with those regulations. Important examples are: Regulation Z, Regulation B, Regulation C, and Regulation X.
• Actively represents TopLine in the community by participating in various trade, civic, and business groups.
• Maintains a working environment which includes clear and on‑going communication, a team atmosphere, and a diverse environment free from objectionable behavior.
• Strives to communicate and maintain this environment clearly to staff.

Skills

Leadership

Strategic thinking

Analytical ability

Ethical standards

Education

Bachelor's degree

Advanced degree preferred

Job description

Salary: $164,997.26 - $219,996.34 Annually

Application Deadline: N/A

TopLine Financial Credit Union has been a member‑owned financial services cooperative since 1935. We are looking for outgoing individuals to join our TopLine team that is dedicated to building life‑long relationships to help our members reach and manage their financial goals.

As a member of the Senior Management Team, leads the areas of Consumer Lending, First Mortgages, Collections, and Business Lending with an emphasis on staff development and the external and internal service standards of the Red Book and Gray Book that represents TopLine’s driving values. Participates in the annual management Strategic and Business Plan processes. Chairs the Loan Review Committee, and attends other key Committee meetings.

Responsibilities

• Provides the primary thought leadership for lending operations in the formation and implementation of TopLine’s strategic and business plans.
• Maintains a thorough understanding of what it means to satisfy borrowers’ needs by continuously studying members, markets and competition through research, networking, trade publications, seminars, etc.
• Develops and maintains the lending products and pricing of those products to keep pace with member needs.
• Establishes and maintains high loan portfolio quality standards while maintaining a high loan to share ratio and actively contributes to sound asset/liability management.
• Responsible for all compliance, methods and procedures, and systems issues related to lending. Maintains a complete understanding of all regulations related to lending and ensures TopLine is in compliance with those regulations. Important examples are: Regulation Z, Regulation B, Regulation C, and Regulation X.
• Actively represents TopLine in the community by participating in various trade, civic, and business groups.
• Maintains a working environment which includes clear and on‑going communication, a team atmosphere, and a diverse environment free from objectionable behavior.
• Strives to communicate and maintain this environment clearly to staff.

Qualifications

• Four‑year college degree with advanced degree preferred.
• At least 10 years of lending experience, with familiarity with consumer, first mortgage and business lending.
• An experienced leader at the senior executive level with extensive financial services experience, preferably in the banking/credit union field.
• An energetic, forward‑thinking and creative individual with high ethical standards and an appropriate professional image.
• A strategic visionary with sound problem‑solving skills, analytical ability, good judgment and strong operational focus.

Salary Range: $164,997.26 - $219,996.34 (salary)

At TopLine Financial Credit Union, we celebrate diversity by offering a work environment that is shaped by individual respect and mutual trust where every individual can thrive. We are proud to be an Equal Opportunity/Affirmative Action Employer committed to diversity in the workplace and comply with all applicable federal, state, and local laws regarding non‑discrimination and affirmative action.