Chief Financial Officer - Valley First Credit Union (Modesta, CA)

Cu Today, Llc; Modesto (CA); On-site; USD 220,000 - 320,000; Full time

Job summary

Valley First Credit Union in Modesto, CA is seeking a strategic Chief Financial Officer to guide growth, financial performance, and member value. You will balance visionary leadership with rigorous financial discipline, oversee ALM, liquidity, investments, and balance sheet strategy, and serve as a trusted advisor to the CEO and Board.

Responsibilities include forecasting, risk management, internal controls, regulatory compliance, and leading finance and payments teams to enable strategic

Qualifications

• Bachelor’s degree in Accounting, Finance, or a related discipline required.
• MBA preferred, CPA is a plus.

Responsibilities

• Strengthen financial planning, forecasting, and scenario modeling to support informed decisions.
• Lead ALM, liquidity, capital, investments, and balance sheet strategy with confidence and discipline.
• Provide clear insight into financial performance, profitability, NIM, ROA, non-interest income, and long-term sustainability.
• Support lending, payments, product strategy, and growth initiatives through strong financial analysis and sound risk management.
• Maintain strong internal controls, audit readiness, regulatory compliance, and financial reporting integrity.
• Lead and develop finance, accounting, and payments teams with a focus on accountability, continuous improvement, and service.
• Bring curiosity, ownership, and practical business judgment to both strategic and operational decisions.

Skills

Strategic financial leadership

ALM

Regulatory compliance

Financial planning & forecasting

Executive communication

Team leadership

Audit coordination

Education

Bachelor's degree in Accounting/Finance

MBA preferred

CPA certification

Job description

Chief Financial Officer - Valley First Credit Union (Modesta, CA)

Published: July 3, 2026

Type: Full Time

Qualifications:

• Bachelor’s degree in Accounting, Finance, or a related discipline required. MBA preferred, CPA is a plus.
• At least 10 years of accounting/financial management experience.
• At least 8 years of supervisory or leadership experience.
• Experience working with auditors and regulatory agencies.
• Strong knowledge of financial institution regulations, investments, ALM, financial reporting, and strategic planning.
• Demonstrated ability to lead teams, communicate clearly, manage multiple priorities, and influence at the executive and Board level.

Responsibilities:

• Strengthen financial planning, forecasting, and scenario modeling to support informed decisions.
• Lead ALM, liquidity, capital, investments, and balance sheet strategy with confidence and discipline.
• Provide clear insight into financial performance, profitability, NIM, ROA, non-interest income, and long-term sustainability.
• Support lending, payments, product strategy, and growth initiatives through strong financial analysis and sound risk management.
• Maintain strong internal controls, audit readiness, regulatory compliance, and financial reporting integrity.
• Lead and develop finance, accounting, and payments teams with a focus on accountability, continuous improvement, and service.
• Bring curiosity, ownership, and practical business judgment to both strategic and operational decisions.

Location: Modesto , California

Valley First Credit Union is seeking a forward-thinking Chief Financial Officer to help guide the next chapter of growth, performance, and member value for a $1.1B credit union. This is a key executive leadership opportunity for a financial leader who can balance strategy with execution, see the story behind the numbers, and serve as a trusted advisor to the President & CEO, Board of Directors, and senior leadership team. The CFO reports directly to the President & CEO and provides strategic and operational leadership across the credit union’s financial functions.