Chief Financial Officer (CFO)

Maine Credit Unions; Saco (ME); Hybrid; USD 175,000 - 225,000; Full time

Benefits offered by this job

Executive benefits package

Hybrid schedule

Competitive compensation

Job summary

PeoplesChoice CU in Saco, ME seeks a Chief Financial Officer to lead finance, risk, and compliance. You will partner with the CEO, leadership team, and Board to translate numbers into strategic decisions and advance member service.

The role starts in Saco with 90 days on-site, then a hybrid schedule. Starting pay range $175,000–$225,000 with executive benefits; a people-first culture that values development and collaboration.

Qualifications

• Experience leading finance teams and advising CEO/Board.
• Strong ALM, investments, liquidity knowledge.
• Ability to translate financial data into actionable insights.

Responsibilities

• Oversee Accounting, ERM, and Compliance.
• Guide long-term strategic direction for the credit union.
• Develop people and foster accountability within teams.
• Provide risk assessment and identify opportunities to strengthen the organization.
• Partner with CEO and leadership to align decisions with member interests.

Skills

Asset-Liability Mgmt

Investments

Liquidity management

Financial reporting

Regulatory knowledge

Team leadership

Strategic partnership

Communication

Job description

PeoplesChoice CU is hiring a Chief Financial Officer (CFO) in Saco.

At PeoplesChoice CU, our mission is simple: People First, Always.

This mission isn't just something we say or words on a wall: it influences how we serve our members, how we work together, and how we make decisions.

We're looking for a CFO who believes that strong financial leadership and putting people first go hand in hand.

This role is about much more than financial statements, budgets, and regulatory reports. We need someone who can help people throughout the organization understand the "why" behind the numbers and who can make accounting and finance approachable, practical, and relevant to the work our employees do every day, while also working to improve our financial position for members.

At the same time, we are looking for someone who can recognize the responsibility that comes with serving as the financial steward of a credit union. Ideal candidates understand that every decision impacts the long-term strength of the credit union and our ability to serve current and future members. They will bring sound judgment, thoughtful analysis, and a willingness to ask difficult questions when necessary.

Successful candidates will be strategic thinkers who see beyond the numbers and understands the broader opportunities and challenges facing the organization. They will serve as a trusted advisor to the CEO, leadership team, and Board, helping evaluate risks, identify opportunities, and ensure decisions are made with both short-term realities and long-term sustainability in mind.

The CFO will be a key member of our leadership team, overseeing Accounting, Enterprise Risk Management, and Compliance while helping guide the long-term direction of the credit union. Just as importantly, this person will be responsible for developing people, building strong teams, and fostering a culture of accountability, growth, and collaboration.

Success in this role requires someone who naturally looks ahead, monitors trends, assesses emerging risks, and identifies opportunities to strengthen the credit union. Whether evaluating growth initiatives, balance sheet strategies, investments, liquidity, operational efficiencies, or new products and services, the CFO will provide informed recommendations that support sound decision-making and align with the best interests of members.

Who We're Looking For:

Success in this role extends far beyond producing accurate financial statements or ensuring regulatory compliance.

The CFO serves as a key contributor to the overall health and sustainability of the credit union, helping ensure the organization remains financially strong, operationally sound, and well-positioned for the future. Through meaningful analysis, strategic insight, and thoughtful recommendations, this individual helps leadership make informed decisions that support the credit union's mission and long-term success.

A successful CFO understands the story behind the numbers and helps others understand it as well. Financial information is translated into meaningful insights that support planning, decision-making, and accountability throughout the organization. Leaders across departments gain a stronger understanding of how their work contributes to the financial health of the credit union and the service provided to members.

Success also means fostering an environment where employees feel supported, challenged, and empowered to grow. Teams are aligned around shared goals, collaboration is strengthened across departments, and people understand both the expectations placed upon them and the resources available to help them succeed.

Most importantly, the successful candidate helps ensure PeoplesChoice Credit Union remains true to its mission of People First, Always. Through responsible stewardship of the organization’s resources, sound financial leadership, and a commitment to developing others, the CFO helps position the credit union to serve members and communities for generations to come.

What You'll Bring:

• You bring a strong understanding of credit union finance, including asset liability management, investments, liquidity, financial reporting, and regulatory requirements.
• You have experience leading teams and helping people succeed.
• You're comfortable serving as a thought partner to the CEO, executive team, and Board, while also being a mentor and resource for employees throughout the organization.
• You can translate complex financial concepts into language people understand and use.
• You believe financial literacy shouldn't stop at the Finance department.
• Most of all, you're the kind of leader who makes the people around you better.

What You'll Love About Working Here:

• A workplace consistently recognized as one of Maine's Best Places to Work
• A culture that values teamwork, humor, and mutual support
• Opportunities for professional development and growth
• Competitive compensation and a comprehensive executive benefits package
• The opportunity to make a meaningful impact on employees, members, and the community
• Starting pay range for the position is $175,000-225,000 with the potential for executive deferred compensation plans.

This position requires the first 90 days to be spent working in our Saco office. After that initial period, the role is eligible for a hybrid schedule, with a minimum of two days per week in the office.

Join our leadership team and help ensure the long-term strength of our credit union, our members, and our People First, Always mission.