CHIEF FINANCIAL OFFICER

African-American Credit Union Coalition; Modesto (CA); Hybrid; USD 225,000 - 275,000; Full time

Job summary

Valley First Credit Union is seeking a forward-thinking Chief Financial Officer to guide growth, performance, and member value for a $1.1B credit union. The CFO reports to the President & CEO and partners with the Board and senior leaders to drive strategic and operational finance across the organization.

The ideal candidate will strengthen financial planning, liquidity management, and risk oversight, while leading finance, accounting, and payments teams to deliver sustainable results for

Qualifications

• Bachelor’s degree in Accounting or Finance required.
• MBA preferred; CPA is a plus.
• Minimum 10 years of accounting/financial management experience.
• At least 8 years of supervisory or leadership experience.

Responsibilities

• Strengthen financial planning, forecasting, and scenario modeling.
• Lead ALM, liquidity, capital, investments, and balance sheet strategy.
• Provide insight into profitability, NIM, ROA, and long-term sustainability.
• Support lending, payments, product strategy, and growth with financial analysis.
• Maintain internal controls, audit readiness, and regulatory compliance.
• Lead and develop finance, accounting, and payments teams.

Skills

Financial leadership

Strategic planning

Leadership

Communication

Regulatory knowledge

Education

Bachelor’s degree in Accounting or Finance

MBA preferred

CPA is a plus

Job description

Bring financial leadership, strategic discipline, and member-focused impact to a credit union committed to Making Good Happen.

Valley First Credit Union is seeking a forward-thinking Chief Financial Officer to help guide the next chapter of growth, performance, and member value for a $1.1B credit union. This is a key executive leadership opportunity for a financial leader who can balance strategy with execution, see the story behind the numbers, and serve as a trusted advisor to the President & CEO, Board of Directors, and senior leadership team. The CFO reports directly to the President & CEO and provides strategic and operational leadership across the credit union’s financial functions.

The Opportunity

This is not a “maintain the status quo” CFO role. Valley First is seeking a financial executive to strengthen performance, support strategic growth, and help the organization make smart, disciplined decisions in a changing financial services environment.

What Success Looks Like

The successful CFO will:

• Strengthen financial planning, forecasting, and scenario modeling to support informed decisions.
• Lead ALM, liquidity, capital, investments, and balance sheet strategy with confidence and discipline.
• Provide clear insight into financial performance, profitability, NIM, ROA, non-interest income, and long-term sustainability.
• Support lending, payments, product strategy, and growth initiatives through strong financial analysis and sound risk management.
• Maintain strong internal controls, audit readiness, regulatory compliance, and financial reporting integrity.
• Lead and develop finance, accounting, and payments teams with a focus on accountability, continuous improvement, and service.
• Bring curiosity, ownership, and practical business judgment to both strategic and operational decisions.

The Ideal Candidate

At Valley First, the mission and values are clear: serve members and the community with Passion, Learning, and Ownership . The right CFO will reflect those values through strong financial stewardship, sound decision-making, and collaborative leadership.

Desired Background

• Bachelor’s degree in Accounting, Finance, or a related discipline required. MBA preferred, CPA is a plus.
• At least 10 years of accounting/financial management experience.
• At least 8 years of supervisory or leadership experience.
• Experience working with auditors and regulatory agencies.
• Strong knowledge of financial institution regulations, investments, ALM, financial reporting, and strategic planning.
• Demonstrated ability to lead teams, communicate clearly, manage multiple priorities, and influence at the executive and Board level.

Compensation: $225,000 - $275,000

Why Valley First

This is an opportunity to join a values-driven credit union where financial leadership directly impacts members, employees, and the community. Valley First is seeking a CFO who brings strong technical expertise, sound business judgment, and a leadership approach grounded in our core values.

For a finance executive seeking to make a meaningful impact, build trusted partnerships, and help shape the future of a strong, community-focused credit union, this is a compelling next step.

ABOUT DDJ MYERS, an ALM First Company

DDJ Myers is the executive search consultant for this organization. Our expertise is in supporting leadership teams in sustainable practices for high-performing organizations through succession planning, leadership development programs, executive coaching, board governance and renewal, and executive search. Please learn more about us at www.ddjmyers.com .