Chief Financial Officer

Valley First Credit Union; Modesto (CA); On-site; USD 225,000 - 275,000; Full time

Job summary

Valley First Credit Union in Modesto, California is looking for an experienced Chief Financial Officer to guide growth and performance while ensuring operational excellence within a $1.1B credit union.

The ideal candidate has strong financial stewardship and at least 10 years of accounting or financial management experience, plus leadership skills to influence at the executive level. Compensation ranges from $225,000 to $275,000.

Qualifications

• 10 years of accounting/financial management experience.
• 8 years of supervisory or leadership experience.
• Strong knowledge of financial institution regulations and reporting.

Responsibilities

• Strengthen financial planning and forecasting.
• Provide insight into financial performance and profitability.
• Lead and develop finance and accounting teams.

Skills

Financial planning

Risk management

Leadership

Financial reporting

Strategic planning

Education

Bachelor's degree in Accounting or Finance

MBA preferred

CPA is a plus

Job description

Bring financial leadership, strategic discipline, and member-focused impact to a credit union committed to Making Good Happen.

Valley First Credit Union is seeking a forward-thinking Chief Financial Officer to help guide the next chapter of growth, performance, and member value for a $1.1B credit union. This is a key executive leadership opportunity for a financial leader who can balance strategy with execution, see the story behind the numbers, and serve as a trusted advisor to the President & CEO, Board of Directors, and senior leadership team. The CFO reports directly to the President & CEO and provides strategic and operational leadership across the credit union’s financial functions.

The Opportunity

This is not a “maintain the status quo” CFO role. Valley First is seeking a financial executive to strengthen performance, support strategic growth, and help the organization make smart, disciplined decisions in a changing financial services environment.

What Success Looks Like

The successful CFO will:

• Strengthen financial planning, forecasting, and scenario modeling to support informed decisions.
• Lead ALM, liquidity, capital, investments, and balance sheet strategy with confidence and discipline.
• Provide clear insight into financial performance, profitability, NIM, ROA, non-interest income, and long-term sustainability.
• Support lending, payments, product strategy, and growth initiatives through strong financial analysis and sound risk management.
• Maintain strong internal controls, audit readiness, regulatory compliance, and financial reporting integrity.
• Lead and develop finance, accounting, and payments teams with a focus on accountability, continuous improvement, and service.
• Bring curiosity, ownership, and practical business judgment to both strategic and operational decisions.

The Ideal Candidate

At Valley First, the mission and values are clear: serve members and the community with Passion, Learning, and Ownership. The right CFO will reflect those values through strong financial stewardship, sound decision-making, and collaborative leadership.

Desired Background

• Bachelor’s degree in Accounting, Finance, or a related discipline required. MBA preferred, CPA is a plus.
• At least 10 years of accounting/financial management experience.
• At least 8 years of supervisory or leadership experience.
• Experience working with auditors and regulatory agencies.
• Strong knowledge of financial institution regulations, investments, ALM, financial reporting, and strategic planning.
• Demonstrated ability to lead teams, communicate clearly, manage multiple priorities, and influence at the executive and Board level.

Compensation

$225,000 - $275,000

Why Valley First

This is an opportunity to join a values-driven credit union where financial leadership directly impacts members, employees, and the community. Valley First is seeking a CFO who brings strong technical expertise, sound business judgment, and a leadership approach grounded in our core values.

For a finance executive seeking to make a meaningful impact, build trusted partnerships, and help shape the future of a strong, community-focused credit union, this is a compelling next step. Please apply below.