Chief Credit Officer: Growth & Risk Leader

Hire-Agency; Salt Lake City (UT); On-site; USD 190,000 - 250,000; Full time

Job summary

Confidential Bank, based in Salt Lake City, seeks a seasoned Chief Credit Officer to lead its credit philosophy, underwriting standards, and risk practices across commercial lending, equipment finance, SBA, and fintech partnerships.

You will work closely with the CEO, President, CLO, and Board to protect asset quality, drive disciplined credit decisions, and shape long-term growth while maintaining strong governance and regulatory readiness.

Qualifications

• Bachelor's degree in Finance, Business, Economics or related field; MBA preferred.
• 15+ years of progressive experience in commercial banking or specialty finance.
• Experience leading commercial credit administration; prior Chief Credit Officer or senior credit executive preferred.
• Deep knowledge of C&I lending, commercial real estate, equipment finance, SBA lending, and related risk management.

Responsibilities

• Lead credit philosophy, underwriting standards, and credit culture; report to CEO and Board.
• Oversee underwriting, approval, documentation, and monitoring for commercial credit across multiple lines.
• Set and refine credit policies; establish parameters for responsible growth and asset protection.
• Monitor portfolio risk, concentrations, and allowance for loan losses; ensure exam readiness.

Skills

Executive leadership

Credit judgment

Strategic vision

Education

Bachelor's degree in Finance/Business

MBA preferred

Job description

Confidential Bank, based in Salt Lake City, seeks a seasoned Chief Credit Officer to lead its credit philosophy, underwriting standards, and risk practices across commercial lending, equipment finance, SBA, and fintech partnerships.

You will work closely with the CEO, President, CLO, and Board to protect asset quality, drive disciplined credit decisions, and shape long-term growth while maintaining strong governance and regulatory readiness.