Chief Credit Officer

JCW Group; New York (NY); On-site; USD 200,000 - 330,000; Full time

Benefits offered by this job

Competitive remuneration and benefits package

Influential executive role

Collaborative leadership environment

Job summary

A respected regional banking institution seeks a Chief Credit Officer to lead credit risk strategy and oversight of lending practices. The ideal candidate will have significant experience in credit risk management and demonstrate strong leadership and analytical skills. This influential role offers a competitive remuneration package and the opportunity to shape the bank's risk culture during a period of growth.

Qualifications

• Proven experience in a senior credit risk or lending leadership role.
• Strong understanding of credit risk management frameworks and regulatory expectations.
• Ability to lead and develop high-performing teams.
• Strategic thinker with excellent decision-making skills.

Responsibilities

• Develop and implement the bank’s credit risk strategy, policies, and procedures.
• Oversee credit risk assessment and monitoring processes.
• Lead a high-performing credit team.
• Ensure compliance with regulatory requirements.
• Monitor portfolio performance and report to senior leadership.

Skills

Credit risk management

Regulatory compliance

Team leadership

Analytical skills

Communication skills

Education

Professional qualifications in finance, risk management, or banking (e.g., CFA, FRM)

Job description

Overview

This range is provided by JCW Group. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$200,000.00/yr - $330,000.00/yr

About Our Client:

Our client is a well-established regional bank with a strong commitment to responsible lending and sustainable growth. They pride themselves on delivering exceptional financial services while maintaining high standards of credit risk management. As part of their ongoing growth strategy, they are seeking a dynamic and experienced Chief Credit Officer to join the executive leadership team.

Role Overview

The Chief Credit Officer will be a strategic leader responsible for the oversight, development, and execution of the bank’s credit strategy. The role requires a deep understanding of credit risk management, regulatory compliance, and lending best practices across retail, commercial, and corporate portfolios. The CCO will play a critical role in shaping the bank’s risk culture and ensuring the integrity and quality of the loan book.

Key Responsibilities

• Develop and implement the bank’s credit risk strategy, policies, and procedures.
• Oversee credit risk assessment, underwriting, approval, and monitoring processes across all lending portfolios.
• Lead a high-performing credit team, fostering a strong risk-aware culture across the organisation.
• Ensure compliance with all regulatory and statutory requirements related to credit risk.
• Monitor portfolio performance and provide regular reporting and insights to the CEO, Board, and risk committees.
• Partner with other business leaders to balance growth objectives with risk appetite.
• Drive continuous improvement in credit risk analytics, systems, and reporting tools.
• Lead credit risk stress testing, scenario analysis, and early warning systems.

Candidate Profile

• Proven experience in a senior credit risk or lending leadership role, ideally within a regional or national bank.
• Strong understanding of credit risk management frameworks, regulatory expectations, and industry best practices.
• Demonstrated ability to lead and develop high-performing teams.
• Strategic thinker with excellent analytical, decision-making, and problem-solving skills.
• Exceptional communication and stakeholder management capabilities.
• Professional qualifications in finance, risk management, or banking (e.g., CFA, FRM, or equivalent) are highly desirable.

What Our Client Offers

• An influential role within a respected regional banking institution.
• Competitive remuneration and benefits package.
• Opportunity to shape credit strategy and risk culture at a pivotal time of growth.
• Collaborative and supportive executive leadership environment.

Application Process

This search is being conducted exclusively by [Recruitment Firm Name]. Interested candidates are invited to submit their CV and a confidential expression of interest via [contact email/link].

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