Chargeback Dispute Specialist (1 Year Contract)

OpenKrill; United States; On-site; USD 60,000 - 90,000; Full time

Job summary

Wave is seeking a Chargeback Dispute Specialist in the United States to own chargebacks end-to-end, from informing the merchant to gathering evidence and disputing the chargeback through to resolution.

You will educate small business owners on the dispute lifecycle, identify opportunities to improve policies and processes, and work with Risk, Finance, and Product teams to minimize losses while ensuring a smooth payment experience.

Qualifications

• 1-2 years of related work experience.
• Extensive knowledge of e-commerce card payments and ACH in US & Canada.
• Experience handling chargebacks and disputes.
• Strong understanding of card network rules and NACHA/Payments Canada regulations.

Responsibilities

• Own chargebacks and cases end-to-end from informing the merchant to resolution.
• Inform merchants, gather evidence, and dispute the chargeback through to resolution.
• Coach merchants on the dispute lifecycle and identify proactive protections.
• Identify opportunities to improve policies, procedures, and processes in Chargeback Operations.
• Collaborate with Risk, Finance, and Product teams to reduce loss.
• Explain card network differences to customers clearly.
• Juggle multiple priorities, manage deadlines in a high-volume environment.
• Assist with Fraud prevention and reporting, and develop customer guidance content.

Skills

Chargebacks

Dispute resolution

Customer service

Analytical skills

Fraud/risk knowledge

Job description

At Wave, we help small businesses to thrive so the heart of our communities beats stronger. We work in an environment buzzing with creative energy and inspiration. No matter where you are or how you get the job done, you have what you need to be successful and connected. The mark of true success at Wave is the ability to be bold, learn quickly and share your knowledge generously.

As a Chargeback Dispute Specialist, you will offer a unique opportunity to dive deep into theworld of payments. You drive chargeback resolution by meticulously examining transactions,collecting evidence, and communicating with merchants. Ensure adherence to card networkrules, safeguard financial integrity, and contribute to a seamless payment experience.

Here's How You Make an Impact:

• Owning chargebacks and representing cases end-to-end from informing the merchant,to gathering evidence, and disputing the chargeback through to resolution.
• Acting as the go-to person, coaching and educating small business owners on thedispute lifecycle. Identify proactive opportunities for the business to protect themselvesagainst future disputes.
• Identifying opportunities for policy, procedure, and process improvements withinChargeback Operations.
• Working closely with Risk, Finance, and Product teams to reduce loss to our customers& Wave.
• Developing positive relationships with business owners, vendors, key banking partnersor other financial institutions, ensuring accuracy, efficiency, and a professionalexperience throughout.
• Understanding the differences between card networks and being comfortable explainingthem to customers.
• Juggling multiple priorities, shifting between support activities (like communicating withbusiness owners via email/phone), building chargeback cases from the ground up,assisting with Fraud prevention and reporting, developing informational content forcustomers to guide them through the chargeback process, addressing accountsreceivable, all while meeting operational deadlines.
• Analyzing and understanding insights into cases and interpreting those outcomes intoways to improve chargeback efficiency and reduce collections.

You Thrive Here By Possessing the Following:

• 1- 2 years of related work experience.
• Extensive knowledge and experience with e-commerce card payments and ACHpayments, ideally both in Canada and the United States.
• Solid experience handling chargebacks and dispute resolution, whether on the merchantor issuer side.
• Good understanding of Payment Card Network chargeback rules and regulations.
• Good understanding of NACHA and Payments Canada rules and regulations.
• Understanding of full credit card chargeback dispute life cycles.
• Excellent customer service, relations and/or vendor management skills
• Strong analytical and problem-solving skills.
• Demonstrated leadership skills. A desire to support others with the intent of achievingteam goals.
• Ability to effectively manage deadlines in a fast-paced and high-volume environment.
• Experience managing collection and/or credit risk practices.
• Knowledge of fraud and risk best practices or experience working in a fintech companywould be an asset.

At Wave, we value diversity of perspective. Your unique experience enriches our organization. We welcome applicants from all backgrounds. Let's talk about how you can thrive here!

Wave is committed to providing an inclusive and accessible candidate experience. If you require accommodations during the recruitment process, please let us know by emailing [e-mail]. We will work with you to meet your needs.

We use Google Gemini, a secure AI assistant, during interviews for note‑taking purposes only. Notes are kept confidential and are not shared outside the hiring process. This allows our interviewers to stay fully focused on you during the conversation.

This advertised posting is a current vacancy.