Cash & Trade Ops Associate – Training & Growth

Citigroup Inc.; Newark (DE); On-site; USD 44,000 - 57,000; Full time

Benefits offered by this job

Medical, dental & vision coverage

401(k)

Life, accident, and disability seguro

Wellness programs

Paid time off

Job summary

Citi in Newark, Delaware is seeking an entry-level Cash and Trade Processing Representative 5. You will handle basic to moderately complex cash management and trade transfers, supporting the Transaction Services team with processing for assigned projects and contributing to accurate, timely operations.

You will train new teammates, assist with compliance activities, assess risk in day-to-day decisions, and help deliver outputs on time while upholding Citi's standards and policies.

Qualifications

• 2-4 years of relevant experience
• Demonstrated basic experience in cash management processing and transaction services
• Proficiency with Microsoft Office tools and data entry skills

Responsibilities

• Perform cash management operations, such as cash handling, check processing, return items and lock-box operations
• Provide processing assistance for firm payments, receivables, trade transactions, liquidity flows and wholesale card activity
• Aid with processing firm payments, receivables, trade transactions, liquidity flows and wholesale card activity
• Serve as a subject matter expert for User Acceptance Training (UAT) and training initiatives; train new team members and lower level personnel
• Participate in compliance related activities to minimize losses
• Assist with cash & trade operational project needs
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
• Applies judgement and decision-making in day-to-day work with limited supervision, including evaluating situations, resolving issues, and identifying appropriate courses of action based on experience and established guidelines. Will contribute to delivery of work by ensuring quality, timelines, and outcomes, and will influence execution through coordination, follow-ups, and guidance as required. In addition, may review outputs, provide direction where need, and address gaps to ensure work is completed to expected standards, while taking ownership of decisions and deliverables within defined scope.
• Ensuring effective execution of administrative activities within the function by driving consistency, quality, and timeliness of outputs. Apply judgement in interpreting requirements and addressing non‑routine situations, taking appropriate action within scope or escalating where required. Will contribute to the smooth functioning of the business area by responding to evolving priorities, supporting implementation of processes, and ensuring reliable and efficient delivery aligned to operational expectations.
• Applying domain expertise and advanced analytical capability to deliver outputs aligned with established standards and professional benchmarks. Will evaluate business requirements by analyzing complex issues, forming well‑reasoned views, and recommending practical, implementable solutions. Apply structured thinking, analytical rigor, and creativity in approaching work, particularly in situations where standard methodologies may require refinement. Will exercise sound professional judgement in interpreting requirements and determining appropriate courses of action, taking into account the broader business context and potential implications.

Skills

Cash management processing

Transaction services

Microsoft Office

Education

High School diploma or equivalent

Tools

Microsoft Office

Job description

Citi in Newark, Delaware is seeking an entry-level Cash and Trade Processing Representative 5. You will handle basic to moderately complex cash management and trade transfers, supporting the Transaction Services team with processing for assigned projects and contributing to accurate, timely operations.

You will train new teammates, assist with compliance activities, assess risk in day-to-day decisions, and help deliver outputs on time while upholding Citi's standards and policies.