Card Portfolio Risk Strategy Analyst

Next Frontier Capital; Wilmington (DE); On-site; USD 100,000 - 140,000; Full time

Benefits offered by this job

Total rewards package

Health benefits

Tuition reimbursement

Job summary

Chase is seeking an Associate on the Card Portfolio Risk Strategy team to influence risk management and growth decisions across the Card business. You will partner with the Portfolio Risk Strategy Lead, GMs, and second-line Credit Risk to shape risk strategy and remediation efforts.

You will work across risk, underwriting, legal, and finance to balance growth with responsible risk, develop metrics, and define variables for new credit models in collaboration with the modeling team.

Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field.
• 2 years of experience in direct-to-consumer lending, originations, and/or retail credit at a large-scale financial services organization.
• Demonstrated ability to evaluate and manage credit risk with strong quantitative and qualitative analytical skills.
• Proven strategic thinking and execution skills, with the ability to proactively identify opportunities to innovate and improve.
• Experience collaborating across teams and business functions within large, complex organizations.
• Proficiency in developing executive-level presentation materials and briefings.
• High level of personal initiative with a track record of setting and achieving challenging goals.

Responsibilities

• Evaluate the credit box in partnership with the Portfolio Risk Strategy Lead, product General Managers, Finance, and the second-line Credit Risk team.
• Assess new credit expansion opportunities and execute against approved initiatives.
• Establish reviews and processes to ensure credit assumptions are being met effectively.
• Partner with risk strategy teams to define variables for new credit models and engage with the modeling team on the modeling suite and roadmap.
• Develop and implement metrics to track portfolio performance.
• Maintain a strong regulatory and controls environment across all risk activities.
• Collaborate with stakeholders across risk, underwriting, legal, and finance to balance growth with responsible risk management.

Skills

Credit risk analysis

Strategic thinking

Executive presentation

Cross-functional collaboration

Initiative & goal setting

Education

Bachelor's degree in Finance/Business Admin

Job description

Chase is seeking an Associate on the Card Portfolio Risk Strategy team to influence risk management and growth decisions across the Card business. You will partner with the Portfolio Risk Strategy Lead, GMs, and second-line Credit Risk to shape risk strategy and remediation efforts.

You will work across risk, underwriting, legal, and finance to balance growth with responsible risk, develop metrics, and define variables for new credit models in collaboration with the modeling team.