Card Fraud Strategy - Senior Associate (SQL, SAS, Python)

JPMorgan Chase & Co.; Wilmington (DE); On-site; USD 110,000 - 140,000; Full time

Job summary

JPMorgan Chase & Co. is seeking an Associate in Fraud Strategy to design and validate fraud strategies and capabilities. You will work closely with Product, Technology and Operations to analyze data, identify root causes, and implement data-driven solutions that balance risk, revenue and customer impact.

The role requires SAS/SQL/Python proficiency, strong communication and project management skills, and the ability to drive end-to-end capability development in a fast-paced environment.

Qualifications

• MS degree with 2+ years of risk management/data analytics experience.
• Strong collaboration and partnership skills with internal and external partners.
• Ability to think strategically and develop roadmaps balancing short- and long-term solutions.
• Proficiency in SAS, SQL, Python and MS Office.
• Experience applying AI/ML to fraud detection or similar analytical problems.
• Excellent communication with senior leaders and stakeholders.
• Proven capability to drive process and capability development.

Responsibilities

• Design and validate fraud strategies, capabilities, and processes.
• Analyze data to understand root causes and inform solutions.
• Collaborate with product, technology and operations on new capabilities.
• Develop requirements and test before and after implementations.
• Work with cross-functional teams to ensure control and compliance.
• Monitor industry trends and adopt best practices.
• Communicate findings concisely to internal and external partners.

Skills

Risk management

Data analytics

AI/ML

Strategic thinking

Project management

Communication

Collaboration

Problem solving

Education

MS degree in a related field

BS degree in a related field

Tools

SAS

SQL

Python

MS Office

Job description

Bring your expertise to JPMorganChase. As a part of Fraud Strategy, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Fraud Strategy is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Associate within the Fraud Strategy Team, you will be responsible for designing and validating fraud strategies, capabilities, and processes including working with Product, Technology and Operations. Your role will require a deep understanding of the business, data analysis to understand root causes, and the use of analytics to design and implement solutions. You will play a pivotal role in promoting end-to-end solutions that mitigate risk while balancing the minimization of revenue loss, operating costs, and customer impacts.

Job responsibilities

• Manage and enhance Fraud strategy to drive the intended tradeoff between fraud mitigation, financial performance, customer experience, and operational efficiency
• Regularly monitor fraud trends and customer frictions to identify opportunities to improve fraud strategy performance
• Leverage internal and external data sources and advanced analytic tools to drive accurate fraud detection
• Partner with product, technology, and operations to develop new capabilities for better detection and treatment by helping design solutions, develop requirements and test before and after implementations
• Collaborate closely with broader fraud strategy team and other cross functional teams to leverage best practice and ensure control and compliance
• Stay on top of the industry trends and adopt industry best practices
• Drive concise and effective oral and written communications with internal and external partners at different levels

Required qualifications, capabilities, and skills

• MS degree and 2+ years (or BS degree and 4+ years) of experience in risk management/data analytics.
• Excellent collaboration and partnership skills with proven track record in working well with internal teams and external partners
• Ability to think strategically to come up with a vison for areas of responsibility, develop roadmaps and drive execution to balance short-term vs long-term solutions
• Strong knowledge of SAS, SQL, Python and MS Office required
• Strong analytical thought leadership with the ability to leverage AI and machine learning to drive effective and innovative solutions
• Strong process management and project management skills with the ability to drive capability development.
• Strong communication skills with the ability to communicate effectively and strategically to senior leaders and key stakeholders
• Demonstrated strong curiosity to learn and attention to details to drive analytical and execution quality

Preferred qualifications, capabilities, and skills

• Relevant fraud experience preferred
• Product management experience is a plus

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).