Card Fraud Strategy Lead (Staff IC)

OpenKrill; United States; Hybrid; USD 99,000 - 134,000; Full time

Benefits offered by this job

Health benefits

Employer match (Wealthsimple for Biz)

Vacation days

90 days away program

Job summary

Wealthsimple is seeking a Staff-level fraud leader to own the strategy for card fraud prevention across applications, transactions, and account takeover. This role operates independently with manager-level impact and no direct reports, open to candidates across Canada timezones.

You will lead a small pod, guiding data scientists and engineers, balancing risk, cost and customer experience while collaborating with Product and Engineering to deploy effective controls.

Qualifications

• 6+ years of experience in fraud prevention, including 3+ years on card fraud at issuer, fintech or payments platform.
• Hands-on ownership of card fraud strategy across application, transaction and account takeover fraud.
• Experience building, backtesting and tuning fraud rules with measurable impact.

Responsibilities

• Own fraud strategy and execution across application, transaction and account takeover fraud for Wealthsimple's card products.
• Manage the card fraud loss budget as volumes grow and guard against attacks.
• Design, backtest, ship and tune detection rules and set decision thresholds on ML risk scores.
• Balance fraud losses prevented with operational cost and client experience before choosing an approach.
• Partner with Product and Engineering to build controls that stop fraud without blocking legitimate clients.
• Guide the data scientists and analytics developers in your pod, and mentor junior teammates on strategy.

Skills

Fraud prevention

Card fraud strategy

Advanced SQL

Fraud rules

AI tools

Influence without authority

Clear communication

Tools

SQL

Job description

Wealthsimple is seeking a Staff-level fraud leader to own the strategy for card fraud prevention across applications, transactions, and account takeover. This role operates independently with manager-level impact and no direct reports, open to candidates across Canada timezones.

You will lead a small pod, guiding data scientists and engineers, balancing risk, cost and customer experience while collaborating with Product and Engineering to deploy effective controls.