Card Acquisition Risk Strategist

JPMorgan Chase; Wilmington (DE); On-site; USD 90,000 - 140,000; Full time

Job summary

JPMorgan Chase in the United States is seeking a Risk Strategy Associate within the Card Credit Decisioning team. This role shapes acquisition risk strategy by setting guardrails for growth, monitoring performance, and strengthening underwriting decisions across key customer segments.

The role partners with product, risk, and modeling teams to drive data-driven decisions, develop governance, and deliver executive-ready reporting to senior stakeholders.

Qualifications

• Bachelor's degree in a quantitative discipline (Finance, Statistics, Economics, Mathematics, OR).
• Minimum 2 years in DTC lending, originations, or retail credit at a large financial services firm.
• Ability to evaluate and manage credit risk effectively.
• Strong quantitative, financial, and analytical skills.
• Proven strategic thinking and execution with outcomes improvement.
• Experience collaborating across teams in large orgs.
• Ability to create executive-level materials and simplify complex topics.
• Proficiency with SAS/SQL/Python/Tableau or equivalent analytics tools.

Responsibilities

• Partner with product and risk to assess new credit opportunities and plans.
• Establish governance routines to validate underwriting assumptions.
• Define inputs for new credit models and coordinate with modeling teams.
• Develop metrics to track acquisition outcomes and risk trends.
• Lead performance monitoring updates and executive reporting.
• Shape credit policies, underwriting standards, and risk frameworks.
• Ensure adherence to regulations and internal controls for credit risk.
• Collaborate with risk, underwriting, legal, and finance to balance growth and risk.
• Provide recommendations and approvals for complex acquisition-related credits.

Skills

Credit risk analytics

SQL / Python / SAS

Executive presentation

Cross-functional collaboration

Data-driven decision making

Education

Bachelor's degree in a quantitative field

Tools

SAS

SQL

Python

Tableau

Job description

JPMorgan Chase in the United States is seeking a Risk Strategy Associate within the Card Credit Decisioning team. This role shapes acquisition risk strategy by setting guardrails for growth, monitoring performance, and strengthening underwriting decisions across key customer segments.

The role partners with product, risk, and modeling teams to drive data-driven decisions, develop governance, and deliver executive-ready reporting to senior stakeholders.