Capital Markets Manager: Execution Lead (Hybrid SF)

Shoptalk; San Francisco (CA); On-site; USD 140,000 - 160,000; Full time

Benefits offered by this job

Competitive salary and stock option

Medical, dental and vision insurance

Flexible PTO

Competitive 401(k) and RRSP

Professional growth opportunities

Paid parental leave

Health & wellness initiatives

Job summary

Upgrade seeks a Capital Markets Manager to join its San Francisco team, focusing on hands-on execution across warehouse facilities, forward flow, and securitizations across lending products. This hybrid role reports to the VP of Capital Markets and requires day-to-day deal execution with internal and external partners.

You'll own transaction mechanics, support covenant monitoring, and coordinate with investor relations, finance, and product teams to ensure accurate funding and clean closes.

Qualifications

• 4+ years of experience in capital markets, asset-backed finance, or a related consumer lending function.
• Familiarity with consumer lending and credit underwriting, and asset-based/structured finance (warehouse facilities, forward flow, and/or ABS).
• Proficient in Excel; SQL and/or Tableau experience a plus.

Responsibilities

• Serve as primary or backup execution support on live warehouse, forward flow, and securitization transactions.
• Own day-to-day mechanics of deal execution: allocation reports, purchase confirmations, loan tape reviews, funding and settlement coordination, and closing checklists.
• Support warehouse and ABS reporting as a backup owner — covenant monitoring and investor reporting deliveries.
• Review and help negotiate legal documentation for structured finance transactions.
• Analyze collateral performance using Excel, SQL, and Tableau to support pricing, structuring, and ongoing surveillance discussions.
• Coordinate with Institutional Sale and Investor Ops stakeholders for smooth counterparty experiences.
• Work cross-functionally with investor sales, credit, product, treasury, and engineering teams.
• Onboard new institutional investors, warehouse facilities, and securitization counterparties, including due diligence.
• Take on ownership of ad hoc projects as funding programs scale.

Skills

Capital markets experience

Execution-oriented

Strong communication

Highly organized

Tools

Excel

SQL

Tableau

Job description

Upgrade seeks a Capital Markets Manager to join its San Francisco team, focusing on hands-on execution across warehouse facilities, forward flow, and securitizations across lending products. This hybrid role reports to the VP of Capital Markets and requires day-to-day deal execution with internal and external partners.

You'll own transaction mechanics, support covenant monitoring, and coordinate with investor relations, finance, and product teams to ensure accurate funding and clean closes.