Capital Markets Execution Lead Securitizations Warehouses

Upgrade; San Francisco (CA); On-site; USD 140,000 - 190,000; Full time

Benefits offered by this job

Stock option plan

100% paid coverage of medical, dental,

vision insurance

Flexible PTO

Paid parental leave

Professional growth opportunities

Health & wellness initiatives

Job summary

Upgrade is seeking a Manager to join our Capital Markets team in San Francisco, focusing on hands-on execution across warehouse facilities, forward flow, securitizations, and a range of lending products. You will be the primary or backup point person ensuring live transactions move smoothly day to day, collaborating with Institutional and FI execution leads.

You will own deal execution mechanics, support reporting and onboarding of new institutional investors, and coordinate with sales, credit,

Qualifications

• 4+ years of experience in capital markets, asset-backed finance, or a related consumer lending function.
• Proficient in Excel; SQL and/or Tableau experience is a plus.
• Familiarity with consumer lending and credit underwriting, and asset-based/structured finance (warehouse facilities, forward flow, ABS).
• Execution-oriented — comfortable owning deliverables and deadlines on live transactions in a fast-paced environment.
• Highly organized, detail-oriented, and strong client service skills.

Responsibilities

• Own the day-to-day mechanics of deal execution: allocation reports, purchase confirmations, loan tape reviews, funding coordination, and closing checklists.
• Support warehouse and ABS reporting as a backup owner: covenant monitoring and investor reporting deliverables.
• Review and help negotiate legal documents for structured finance transactions with counsel.
• Analyze collateral performance using Excel, SQL, and Tableau to support pricing and surveillance discussions.
• Coordinate with Institutional Sales and Investor Ops to ensure smooth onboarding for banks, credit unions, and institutional investors.
• Collaborate cross-functionally with investor sales, credit, product, treasury, and engineering to support balance sheet management and data integrity.
• Assist onboarding of new institutional investors, warehouse facilities, and securitization counterparties; manage due diligence.
• Own ad hoc projects as funding programs scale.

Skills

Capital markets

Execution oriented

Excel

Tableau

Tools

SQL

Job description

Upgrade is seeking a Manager to join our Capital Markets team in San Francisco, focusing on hands-on execution across warehouse facilities, forward flow, securitizations, and a range of lending products. You will be the primary or backup point person ensuring live transactions move smoothly day to day, collaborating with Institutional and FI execution leads.

You will own deal execution mechanics, support reporting and onboarding of new institutional investors, and coordinate with sales, credit,