Capital Markets Manager

Two; New York (NY); Hybrid; USD 120,000 - 180,000; Full time

Job summary

Two, a leading B2B payment solutions company, seeks a Capital Markets Manager to enhance their funding strategy through capital optimisation and risk management. The role involves working closely with multiple stakeholders to drive innovation in finance, requiring extensive experience in structured finance and exceptional communication skills.

Benefits

25 days paid time off + public holidays

Annual health allowance

Phone allowance every 24 months

Annual learning and training allowance

Flexible work environment

Qualifications

• 5+ years experience in capital markets or structured finance.
• Proven track record in debt structuring or treasury operations.
• Strong communication skills and ability to work cross-functionally.

Responsibilities

• Lead relationships with banks, lenders, and institutional investors.
• Structure and manage credit facilities and financing vehicles.
• Conduct financial modeling and scenario analysis.

Skills

Financial modeling

Credit risk analysis

Stakeholder management

Strategic thinking

Job description

At Two, we are revolutionising B2B payments by bringing the best of B2C e-commerce to the B2B world. Our innovative, data-driven solutions empower businesses to sell more, faster, and more efficiently, creating a seamless commerce experience. With an impressive 30% month-on-month growth rate, our ambition is to become the world's largest B2B payment solution by 2027.

Backed by leading VCs such as Sequoia, Shine, LocalGlobe and Antler along with influential Fintech angel investors, we've raised over €40 million to date. Now, we're expanding our team to continue reshaping the future of B2B payments.

About The Role

As Capital Markets Manager, you'll be at the heart of Two's funding strategy - ensuring access to scalable, cost-effective, and innovative capital to support our rapid growth. You'll work directly with the CFO and partner cross-functionally with finance, risk, legal, product, and commercial teams to optimise capital efficiency and expand our lending capacity. You will be responsible for managing and expanding our relationships with financing lenders (both private and public), banking partners as well as our investor base, driving the initiatives that enhance Two's capital efficiency and risk-adjusted returns

This role is ideal for a finance professional eager to take ownership, drive strategic initiatives, and work at the intersection of structured finance and cutting-edge fintech.

What You'll Be Doing

• Lead and expand relationships with banks, lenders, and institutional investors
• Structure, negotiate, and manage credit facilities, warehouse lines, and other financing vehicles
• Oversee performance reporting, covenant monitoring, and capital utilisation across all funding channels
• Collaborate with internal stakeholders to ensure capital solutions are aligned with risk, product, and operational needs
• Prepare and maintain data rooms and support due diligence during fundraising and investor engagement processes
• Partner with legal teams and external counsel on contract drafting, negotiation, and compliance
• Conduct financial modeling, scenario analysis, and market research to inform capital strategy
• Maintain detailed reporting and performance analysis of financing arrangements
• Monitor capital utilisation, risk exposure, and covenant compliance
  
  

Drive innovation in our funding stack, exploring off-balance sheet, securitisation, or embedded lending models as needed.

Requirements

• 5+ years of experience in capital markets, investment banking, structured finance, or fintech
• Proven track record in debt structuring, credit facilities, or treasury operations
• Strong command of financial modeling and credit risk analysis
• Excellent communication and stakeholder management skills
• Strategic thinker with a bias for action, ownership and attention to detail
• Comfortable working cross-functionally in a fast-paced, high-growth environment
• Comfortable operating in a fast-paced, ambiguous, and high-growth environment
• Bonus: Experience at a fintech scale-up, or in managing cross-border funding structures
  
  
  

Benefits

• 25 days paid time off per year + public holidays
• Annual allowance to spend on anything that will contribute to your mental or physical health
• Allowance towards a phone device every 24 months (from your 6th month anniversary)
• Annual allowance for learning and training
• Enjoy a flexible work environment, balancing onsite and working from home