Capital Markets Associate

YouLand; Menlo Park (CA); On-site; USD 80,000 - 120,000; Full time

Job summary

An established industry player in private money lending is seeking a dynamic analyst to join their team. This entry-level role focuses on residential transitional loans, where the candidate will leverage their analytical skills and finance background. Responsibilities include maintaining relationships with partners, overseeing portfolio performance, and implementing risk management strategies. Join a company that has funded over $1 billion in loans and is committed to innovative financing solutions for real estate investors. This is a fantastic opportunity to grow your career in a fast-paced environment with a focus on collaboration and excellence.

Qualifications

• 2+ years of experience in finance or real estate roles, preferably in investment banking.
• Strong analytical skills and ability to manage financial portfolios.

Responsibilities

• Maintain relationships with partners for whole loan trades and manage credit lines.
• Oversee performance of the RTL portfolio and implement risk management strategies.

Skills

Analytical Skills

Financial Analysis

Risk Management

Relationship Management

Education

Bachelor's degree in Finance

Bachelor's degree in Business

Job description

This range is provided by YouLand. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$80,000.00/yr - $120,000.00/yr

Company Description

YouLand is a leading private money lender specializing in RTL (Residential Transition Loans) for real estate investors. With a focus on bridge loan expertise and innovative technology, we provide fast and reliable financing solutions. Since 2016, YouLand has funded over $1B+ of loans in 20 states nationwide.

Role Description

We are currently looking to hire a dynamic analyst to join YouLand. The candidate will have 2+ years of background experience in any of the following industries: fixed income, residential transitional loans, structured finance, capital markets, real estate investing. This role will have a heavy emphasis in the residential transitional loan sector.

Examples of Roles & Responsibilities

Capital Markets

• Maintain relationships with takeout partners to execute whole loan trades.
• Monitor and manage warehouse lines of credit to ensure sufficient capital for loan originations and ongoing operations.
• Collaborate with underwriting and origination teams to align loan products and underwriting with investor requirements and market demand.

Asset Management

• Oversee the performance of the RTL portfolio, ensuring timely payment and compliance with loan terms.
• Implement risk management strategies to mitigate borrower defaults and safeguard portfolio health.
• Coordinate with legal teams on foreclosure processes and resolution of distressed assets.
• Provide detailed reporting to stakeholders, including capital partners and warehouse lenders, on portfolio performance and risk exposure.
• Manage loan modifications, extensions, or restructurings to optimize recovery and preserve asset value.

Requirements

• Bachelor's degree in Finance, Business, or related field at an established 4-year university.
• GPA of 3.5+
• 2-3 years of experience in a finance or real estate role (investment bank preferred).

Seniority level

Entry level

Employment type

Full-time

Job function

Finance and Sales