Business Risk Specialist 3 - AML

US Bank; Saint Paul (MN); Hybrid; USD 33,000 - 44,000; Full time

Job summary

U.S. Bank is seeking a Business Risk Specialist focused on sanctions screening adjudication. Under supervision, you will monitor investigations, identify risks, and escalate issues to the appropriate teams.

The role emphasizes supporting compliance with laws and internal policies while delivering data-driven insights across risk programs. The position requires a Bachelor's degree or equivalent and 2–3 years of relevant experience, with a preference for knowledge of regulatory trends and strong

Qualifications

• Bachelor's degree, or equivalent work experience.
• Two to three years of applicable experience.
• Moderate understanding of operations, products/services, systems, and risks/controls.
• Regulatory knowledge and market trends helpful.
• Strong analytical and communication skills.

Responsibilities

• Monitors systems, data, processes; escalates issues to the appropriate area.
• Assists in implementing internal policies to ensure compliance with laws and regulations.
• Coordinates data collection and reporting for risk programs.
• Provides guidance and recommendations to lines of business.
• Supports the implementation of business risk initiatives and report development.

Skills

Sanctions Screening

Analytical skills

Communication skills

Education

Bachelor's degree or equivalent work experience

Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities. Its goal is to assess and/or manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate. Under general supervision, the Business Risk Specialist monitors systems, databases, information, processes or procedures, identifies and escalates matters requiring attention to the appropriate area, performs work on projects and initiatives, assists in the assessment and implementation of internal policies and procedures to ensure compliance with laws and regulations, coordinates the collection and/or compilation of data, compiles and provides reports, may assist in report development, analyzes data, provides guidance, support and recommendations to Lines of Business and assists in the implementation of business risk initiatives.

This role focuses on Sanction Screening Adjudication. It is a fast paced environment that involves working a queue of investigations

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Two to three years of applicable experience

Preferred Skills/Experience

• Moderate understanding of the associated operations, products/services, systems, and risks/controls applicable to assigned area
• Intermediate understanding of applicable laws, regulations, financial services, and regulatory trends
• Well-developed analytical skills
• Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations
• Effective verbal and written communication skills
• Previous experience in security, fraud, anti-money laundering and/or financial services preferred

Schedule

M-F 5:30am-2pm

Location Expectations

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants .

Benefits

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $24.18 - $32.21

U.S. Bank will consider qualified applicants with arrest or conviction records for employment.

U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinan