Business Risk Specialist 3 – AML

U.S. Bank; Saint Paul (MN); Híbrido; USD 33.000 - 44.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Healthcare

Life insurance (basic)

Disability (short/long-term)

Parental leave

401(k)

Paid vacation

Up to 11 paid holidays

Adoption assistance

Sick leave

Descripción de la vacante

U.S. Bank in Minnesota is seeking a Business Risk Specialist focused on Sanction Screening Adjudication. This role involves monitoring risk systems, aiding in policy implementation, and providing data-driven guidance to business lines within a hybrid work environment.

The position requires a Bachelor's degree or equivalent experience, 2–3 years in risk, and strong analytical, communication, and AML/security knowledge. Healthcare and retirement benefits are offered.

Formación

• Moderate understanding of the associated operations, products/services, systems, and risks/controls applicable to assigned area.
• Intermediate understanding of applicable laws, regulations, financial services, and regulatory trends.
• Well-developed analytical skills.
• Proficient computer navigation skills, particularly word processing, spreadsheets, databases, and presentations.
• Effective verbal and written communication skills.
• Previous experience in security, fraud, anti-money laundering and/or financial services preferred.

Responsabilidades

• Monitors systems, databases, information and processes; escalates issues to the appropriate area.
• Assists in policy implementation to ensure compliance with laws and regulations; coordinates data collection and reporting.
• Analyzes data, provides guidance and recommendations to Lines of Business; supports risk initiatives.
• Works on Sanction Screening Adjudication in a fast-paced queue.

Conocimientos

Analytical skills

Communication skills

Fraud risk knowledge

Security/AML experience

Computer skills

Educación

Bachelor's degree

Descripción del empleo

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities. Its goal is to assess and/or manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate. Under general supervision, the Business Risk Specialist monitors systems, databases, information, processes or procedures, identifies and escalates matters requiring attention to the appropriate area, performs work on projects and initiatives, assists in the assessment and implementation of internal policies and procedures to ensure compliance with laws and regulations, coordinates the collection and/or compilation of data, compiles and provides reports, may assist in report development, analyzes data, provides guidance, support and recommendations to Lines of Business and assists in the implementation of business risk initiatives.

This role focuses on Sanction Screening Adjudication. It is a fast paced environment that involves working a queue of investigations.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Two to three years of applicable experience

Preferred Skills/Experience

• Moderate understanding of the associated operations, products/services, systems, and risks/controls applicable to assigned area
• Intermediate understanding of applicable laws, regulations, financial services, and regulatory trends
• Well-developed analytical skills
• Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations
• Effective verbal and written communication skills
• Previous experience in security, fraud, anti-money laundering and/or financial services preferred

Schedule

M-F 5:30am-2pm

Location Expectations

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements).

Pay Range: $24.18 - $32.21

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.