Middle Office Business Risk Professional

U.S. Bank; Charlotte (NC); On-site; USD 71,000 - 84,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Life insurance

Disability insurance

Parental leave

401(k) plan

Paid vacation

11 paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a Business Risk Professional to partner with lines of business in designing and implementing risk management frameworks across credit, liquidity, and operations. You will identify gaps, elevate risks, and help ensure compliance with applicable laws and regulations.

The role requires a Bachelor's degree or equivalent work experience and 2–3 years of relevant experience, with strong analytical, communication, and project-management skills. U.S.

Qualifications

• Bachelor's degree or equivalent work experience.
• Two to three years of applicable experience.
• Ability to build and manage a team of Business Risk professionals.
• Strong understanding of business risk competencies.
• Excellent process facilitation and project management skills.
• Well-developed analytical and written communication skills.

Responsibilities

• Partner with Line of Business and other Business Risk Professionals to create and oversee an effective risk management framework.
• Identify gaps and inform solutions to minimize losses from inadequate internal processes, systems, or human errors.
• Identify and respond to risks, elevating them as appropriate and informing policies to maximize profit potential while reducing regulatory exposure.
• Serve as a liaison between the Line of Business and the Lines of Defense.

Skills

Team leadership

Analytical skills

Communication skills

Project management

Risk assessment

Regulatory knowledge

Education

Bachelor's degree, or equivalent work experience

Tools

Office software (Word, Excel)

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities. Its goal is to assess and/or manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate. The Business Risk Professional will partner with their assigned Line of Business, other Business Risk Professionals, and Business Risk Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework. May participate in projects and/or activities that ensure compliance with applicable federal, state and local laws and regulations. May identify gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors. May actively identify, respond and/or elevate risks as appropriate. May inform policies and procedures in an effort to maximize profit potential and minimize regulatory exposure. May serve as a functional liaison between the Line of Business and the Lines of Defense.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Two to three years of applicable experience

Preferred Skills/Experience

• Intermediate understanding of the business line's operations, products/services, systems, and associated risks/controls
• Intermediate understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
• Ability to build and manage a team of Business Risk professionals who have credibility and work directly with business line management, as appropriate
• Basic knowledge of Business Risk competencies
• Strong process facilitation and project management skills
• Well-developed analytical skills
• Effective oral and written communication skills
• Possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs
• Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $71,400.00 - $84,000.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

Posting may be closed earlier due to high volume of applicants.