Business Lending Internship: Underwriting & Analysis

macu; Sandy (UT); On-site; USD 42,000 - 66,000; Full time

Job summary

Mountain America Credit Union in Sandy, Utah is seeking a loan credit analyst to assist in underwriting and financial reviews for commercial and SBA loans. You'll have exposure to origination and portfolio management while job shadowing multiple areas within Business Lending.

Under direct supervision, you will support loan officers, analyze borrower credit, and help ensure accurate financial packaging for underwriting and fundings. AHS background preferred with 1–3 years of related experience.

Qualifications

• 1–3 years of similar or related experience.
• Ability to read and interpret financial documents.
• Strong attention to detail and organizational skills.

Responsibilities

• Assists loan officers with gathering and organizing financial packages to submit for underwriting.
• Assists loan officers with gathering and organizing required items for loan fundings.
• Underwrites commercial real estate, SBA, C&I, and specialty loan requests, analyzes borrower risks and provides risk-rating recommendations.
• Performs financial reviews and assists with loan monitoring requirements.
• Analyzes repayment ability and personal cash flow.
• Reviews credit reports and appraisals to support decisions.
• Reviews professional real estate appraisals and environmental reports.
• Other duties as directed.

Skills

Loan underwriting

Financial analysis

SBA loans

Credit risk

Education

High school diploma

Business coursework preferred

Job description

Mountain America Credit Union in Sandy, Utah is seeking a loan credit analyst to assist in underwriting and financial reviews for commercial and SBA loans. You'll have exposure to origination and portfolio management while job shadowing multiple areas within Business Lending.

Under direct supervision, you will support loan officers, analyze borrower credit, and help ensure accurate financial packaging for underwriting and fundings. AHS background preferred with 1–3 years of related experience.