Business Banking Underwriter III

Huntington Bancshares, Inc.; Columbus (OH); Sur place; USD 70 000 - 140 000; Plein temps

Résumé du poste

Huntington Bancshares, Inc. in Columbus, OH is seeking a Business Banking Underwriter III to assess loan applications for creditworthiness and policy compliance, focusing on complex business loans up to $4MM with single-approval authority up to $3MM.

The role requires a Bachelor's degree and 5+ years of underwriting experience in a centralized lending environment, with responsibilities including risk assessment, pipeline management, mentoring teammates, and supporting ongoing lending objectives.

Qualifications

• Bachelor's degree.
• 5+ years’ experience with business or commercial underwriting in a centralized lending environment.
• Bachelor's degree in Business related field.
• Proven track record to support high levels of loan volume.
• Ability to underwrite credit exposures in excess of $2.5MM.
• Previous authority to underwrite and decision credits without additional signers.
• Demonstrates confidence, professionalism, and interpersonal skills at all levels.
• Proficient use of Microsoft Office and other internet resources.
• Ability to work independently on multiple tasks without compromising quality.
• Excellence in customer service, highly motivated and goal oriented.
• Excellent written and verbal communication skills, including grammar and demeanor.
• Strong organizational skills with attention to detail and follow-up.

Responsabilités

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with more complex credit structures and customer exposure up to $4MM.
• Utilizes single approval authority up to $3MM.
• Appropriately assess risk profile of borrower.
• Assist with training and mentoring new hires as well as providing support for the UWI & UW II job families as needed.
• Tasks as needed to support the line of business and job family.
• Performs other duties as assigned.

Connaissances

Underwriting

Credit risk analysis

Communication

Mentoring

Microsoft Office

Independent work

Customer service

Detail oriented

Formation

Bachelor's degree

Bachelor's degree in Business related field

Outils

Microsoft Office

Internet research

Description du poste

Summary

The Business Banking Underwriter III is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Description

The Business Banking Underwriter III is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties & Responsibilities

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with more complex credit structures and customer exposure up to $4MM.
• Utilizes single approval authority up to $3MM.
• Appropriately assess risk profile of borrower.
• Assist with training and mentoring new hires as well as providing support for the UWI & UW II job families as needed.
• Tasks as needed to support the line of business and job family.
• Performs other duties as assigned.

Basic Qualifications

• Bachelor's degree
• 5+years’ experience with business or commercial underwriting in a centralized lending environment

Preferred Qualifications

• Bachelor's degree in Business related field
• Proven track record to support high levels of loan volume
• Ability to underwrite credit exposures in excess of $2.5MM
• Previous authority to underwrite and decision credits without additional signers
• Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner
• Proficient use of Microsoft Office and other internet resources
• Ability to work independently on multiple tasks without compromising quality
• Excellence in customer service, highly motivated, focused and goal oriented
• Excellent written and verbal communication skills, including grammar and demeanor
• Strong organizational skills with attention to detail, planning and follow-up

Exempt Status

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes

Workplace Type

Office

Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range

$70,000 - $140,000 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.