Business Banking Scored Underwriter III

Huntington National Bank; Charlotte (NC); Hybrid; USD 70,000 - 140,000; Full time

Benefits offered by this job

Health insurance coverage

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave programs

Paid holidays

Paid time off (PTO)

Job summary

The Business Banking Underwriter III at Huntington National Bank is responsible for underwriting business banking loans to determine credit worthiness and ensure compliance with lending policy.

This role supports production, analyzes complex files up to $4MM, applies up to $3MM authority, and mentors junior staff while maintaining risk discipline and high service standards.

Qualifications

• Bachelor's degree required.
• 5+ years' underwriting experience in a centralized lending environment.
• Experience underwriting loans up to $4MM.

Responsibilities

• Maintain an individual pipeline of work to support production.
• Review financial and credit information to make sound credit decisions for loans up to $4MM.
• Utilize single approval authority up to $3MM.
• Assess risk profile of borrower.
• Assist with training and mentoring new hires and UW roles as needed.
• Perform other duties as assigned.

Education

Bachelor's degree

Tools

Microsoft Office

Job description

Summary

The Business Banking Underwriter III is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Description

The Business Banking Underwriter III is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties & Responsibilities

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with more complex credit structures and customer exposure up to $4MM.
• Utilizes single approval authority up to $3MM.
• Appropriately assess risk profile of borrower.
• Assist with training and mentoring new hires as well as providing support for the UWI & UW II job families as needed.
• Tasks as needed to support the line of business and job family.
• Performs other duties as assigned.

Basic Qualifications

• Bachelor's degree
• 5+years' experience with business or commercial underwriting in a centralized lending environment

Preferred Qualifications

• Bachelor's degree in Business related field
• Proven track record to support high levels of loan volume
• Ability to underwrite credit exposures in excess of $2.5MM
• Previous authority to underwrite and decision credits without additional signers
• Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner
• Proficient use of Microsoft Office and other internet resources
• Ability to work independently on multiple tasks without compromising quality
• Excellence in customer service, highly motivated, focused and goal oriented
• Excellent written and verbal communication skills, including grammar and demeanor
• Strong organizational skills with attention to detail, planning and follow-up

Exempt Status

(Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range

$70,000 - $140,000 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.

Benefits

• health insurance coverage
• wellness program
• life and disability insurance
• retirement savings plan
• paid leave programs
• paid holidays
• paid time off (PTO)

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.