Business Banking Scored Underwriter III

Huntington Bancshares, Inc.; Akron (OH); Hybrid; USD 70,000 - 140,000; Full time

Job summary

Huntington National Bank is seeking a Business Banking Underwriter III to assess credit worthiness and ensure compliance with lending policies for commercial loans. The role involves reviewing complex financials, managing a personal pipeline, and applying underwriting authority up to $3MM to support a high-volume lending team.

Qualified candidates have a bachelor’s degree and at least five years of business or commercial underwriting experience in centralized lending.

Qualifications

• Bachelor's degree
• 5+ years’ experience with business or commercial underwriting in a centralized lending environment

Responsibilities

• Underwrite Business Banking loans to determine credit worthiness and compliance with lending policy.
• Maintain an individual pipeline of work to support production.
• Review financial and credit application information to make sound credit decisions for loans with complex structures and exposure up to $4MM.
• Utilize single approval authority up to $3MM.
• Assess risk profile of borrowers.
• Assist with training and mentoring new hires and provide support for the UWI & UW II job families.

Job description

Summary

The Business Banking Underwriter III is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties & Responsibilities

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with more complex credit structures and customer exposure up to $4MM.
• Utilizes single approval authority up to $3MM.
• Appropriately assess risk profile of borrower.
• Assist with training and mentoring new hires as well as providing support for the UWI & UW II job families as needed.
• Tasks as needed to support the line of business and job family.
• Performs other duties as assigned.

Basic Qualifications

• Bachelor's degree
• 5+years’ experience with business or commercial underwriting in a centralized lending environment

Preferred Qualifications

• Bachelor's degree in Business related field
• Proven track record to support high levels of loan volume
• Ability to underwrite credit exposures in excess of $2.5MM
• Previous authority to underwrite and decision credits without additional signers
• Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner
• Proficient use of Microsoft Office and other internet resources
• Ability to work independently on multiple tasks without compromising quality
• Excellence in customer service, highly motivated, focused and goal oriented
• Excellent written and verbal communication skills, including grammar and demeanor
• Strong organizational skills with attention to detail, planning and follow-up Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in‑office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range

$70,000 - $140,000 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.