Business Banking Underwriter III

Huntington; Chicago (IL); Hybrid; USD 70,000 - 140,000; Full time

Job summary

Huntington is seeking a Business Banking Underwriter III to assess credit worthiness and ensure compliance with lending policies. The role handles complex loan structures up to $4MM and uses single approval authority up to $3MM.

Candidates should have 5+ years of underwriting experience and a Bachelor's degree in a business-related field. The position supports a hybrid work model with an Office workplace approach; compensation ranges from $70,000 to $140,000 annually, plus incentive plans as

Qualifications

• Bachelor's degree plus 5+ years of business or commercial underwriting experience in a centralized lending environment.
• Demonstrated ability to underwrite and assess complex credit exposures.

Responsibilities

• Maintains an individual pipeline of Business Banking loans.
• Reviews financial and credit information to make sound credit decisions.
• Underwrites loans with complex structures and exposure up to $4MM.
• Utilizes single approval authority up to $3MM.
• Assesses risk profile of borrowers and supports training for new hires.

Skills

Underwriting experience

Complex credit underwriting

Decision credits authority

Microsoft Office

Communication skills

Organization

Education

Bachelor's degree in Business related field

Job description

Description Summary: The Business Banking Underwriter III is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties & Responsibilities

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions.
• Loans would typically include those with more complex credit structures and customer exposure up to $4MM.
• Utilizes single approval authority up to $3MM.
• Appropriately assess risk profile of borrower.
• Assist with training and mentoring new hires as well as providing support for the UWI & UW II job families as needed.
• Tasks as needed to support the line of business and job family.
• Performs other duties as assigned.

Basic Qualifications

• Bachelor's degree 5+years’ experience with business or commercial underwriting in a centralized lending environment

Preferred Qualifications

• Bachelor's degree in Business related field
• Proven track record to support high levels of loan volume
• Ability to underwrite credit exposures in excess of $2.5MM
• Previous authority to underwrite and decision credits without additional signers
• Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner
• Proficient use of Microsoft Office and other internet resources
• Ability to work independently on multiple tasks without compromising quality
• Excellence in customer service, highly motivated, focused and goal oriented
• Excellent written and verbal communication skills, including grammar and demeanor
• Strong organizational skills with attention to detail, planning and follow-up

Exempt Status

(Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes

Applications Accepted Through

10/19/2026

Workplace Type

Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range

$70,000 -$140,000 Annual Salary The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.

Benefits

• health insurance coverage
• wellness program
• life and disability insurance
• retirement savings plan
• paid leave programs
• paid holidays and paid time off (PTO)

Equal Opportunity Employer

Equal Opportunity Employer.

Tobacco-Free Hiring Practice

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Website Access and Contact

We endeavour to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of this site or if you require a reasonable accommodation to apply for a job or to perform the essential functions of the job, please send an email to [e-mail]

Reasonable Accommodations

Various methods will be used throughout the recruitment process to verify candidate authenticity.

EEOC Disclaimer

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Welcome to Huntington! At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better.

And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way people save money, our actions can have a huge impact.

Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values—simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter.

If you’d like to learn more about how Huntington looks out for people, visit https://www.huntington.com/lookingout