Business Banking Scored Underwriter II

0101 The Huntington National Bank; Easton (OH); On-site; USD 57,000 - 113,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Life and disability insurance

Retirement plan

Paid leave

Paid holidays

PTO

Job summary

Huntington National Bank is seeking an experienced Underwriter for Business Banking loans. You will assess credit worthiness, review financial data, and determine lending risks in accordance with policy. You will support Business Bankers and Branch Managers and document decisions clearly.

The role requires a Bachelor's in Finance/Accounting/Business and 3–5 years underwriting in banking. Office-based position with potential flexible arrangements and strong growth opportunities.

Qualifications

• Bachelor's degree in Finance, Accounting or Business.
• 3-5 years underwriting or analyzing business/commercial clients in a banking environment.

Responsibilities

• Underwrites and approves Business Banking loans up to $500,000.
• Reviews and analyzes application data and financial information.
• Advises Business Bankers, Branch Managers and Specialists on structure and terms.
• Documents loan decisions clearly, including conditions to close.

Skills

Analytical skills

Interpersonal skills

Customer service

MS Office

Education

Bachelor's degree in Finance/Accounting/Business

Tools

MS Office

Job description

Description Summary

Responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Reviews all financial information to make credit decisions. Acts as a liaison to internal customers to resolve business lending issues. Maintains knowledge of lending policy and compliance standards. Works with loans of moderate credit exposure and complexity.

Duties and Responsibilities

Independently underwrites and approves Business Banking loans up to $500,000. Reviews and analyzes application data and financial information received from customers. Provides advice to Business Bankers, Branch Managers and Business Banking Specialists on structure and terms. Interacts with Lenders to understand the credit request; obtain information and communicate credit decisions. Clearly documents the detail and requirements of loan decisions, including conditions to close.

Basic Qualifications

• Bachelor's degree in Finance, Accounting or Business
• 3-5 years of experience underwriting or analyzing business or commercial clients in a banking environment.

Preferred Qualifications

• Microsoft Office Suites (excel, pp, word)
• Excellent analytical skills along with the ability to write in a concise, logical manner to clearly document transactions risks and mitigants.
• Customer service focus and good interpersonal skills are critical to be successful in this position along with a desire to work in a fast-paced environment.
• Experience working in financial sales environment preferred.
• 3-5 years of experience underwriting or analyzing business or commercial clients in a banking environment, may be suitable if Bachelors Degree in related fields above is not present.

Exempt Status

(Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes

Workplace Type

Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Immigration Sponsorship

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range

$57,000 - $113,000 Annual Salary The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.

Benefits

• health insurance coverage
• wellness program
• life and disability insurance
• retirement savings plan
• paid leave programs
• paid holidays
• paid time off (PTO)

Equal Opportunity Employer

Huntington is an Equal Opportunity Employer.

Note to Agency Recruiters

Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Welcome to Huntington!

At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way we save money, our actions can have a huge impact. Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values—simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter. We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of this site or if you require a reasonable accommodation to apply for a job or to perform the essential functions of the job, please send an email to [e-mail]

Reasonable Accommodations

Various methods will be used throughout the recruitment process to verify candidate authenticity. Any interviews conducted virtually must be joined from a distraction-free environment, with the candidate on camera and without the use of virtual backgrounds.