Business Banking Representative

Commerce Bank; Pittsburg (KS); On-site; USD 42,705 - 56,481; Full time

Benefits offered by this job

Health insurance

401(k)

Paid vacation

Education assistance

Job summary

Commerce Bank in Pittsburg, KS, is seeking a Business Banking Representative to support Relationship Managers by contacting customers for updated financial information and loan compliance requirements. The role also involves preparing financial analyses and credit-related documentation.

The position requires 1+ year of banking/financial services experience, an Associate’s degree in Business Administration, and strong attention to detail.

Qualifications

• Associate’s degree in Business Administration, or equivalent combination of education of experience required.
• 1+ year banking/financial services experience required.

Responsibilities

• Contact customers for updated financial information and loan agreement compliance requirements.
• Complete customer financial reporting requirements and loan covenant compliance administration.
• Submit company and personal financial statements.
• Prepare borrowing base certificate submission and evaluation.
• Evaluate and submit compliance certificates.
• Maintain and enhance the internal financial reporting tracking system.
• Prepare annual credit reviews and new credit relationship committee presentations.
• Prepare required financial information and prepare and submit credit services assignments.
• Schedule Credit department annual reviews.
• Review preliminary credit approval summaries.
• Prepare financial analysis and related portions of Officer memos.
• Evaluate appraisal annual review requirements and coordinate service requests.
• Support the Team Lead with prospecting, cross selling, business development and beginning to structure loans.

Skills

Loan documentation

Credit analysis

Customer service

Confidentiality

Microsoft Word

Excel

Outlook

Education

Associate’s degree in Business Administration, or equivalent combination of education of experience required

Tools

Microsoft Word

Excel

Outlook

Job description

About Working At Commerce

Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us.

Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us.

Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you.

Creating an award-winning culture doesn\u2019t come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let’s talk.

Compensation Range

Hourly: $30.55 - $40.85 (Amount based on relevant experience, skills, and competencies.)

About This Job

The main purpose of this job is to provide support to Business Banking Relationship Managers and Portfolio Managers by contacting customers for updated financial information and loan agreement compliance requirements.

Essential Functions

• Contact customers for updated financial information and loan agreement compliance requirements
• Complete customer financial reporting requirements and loan covenant compliance administration
• Submit company and personal financial statements
• Prepare borrowing base certificate submission and evaluation
• Evaluate and submit compliance certificates
• Maintain and enhance the internal financial reporting tracking system
• Prepare annual credit reviews and new credit relationship committee presentations
• Prepare required financial information and prepare and submit credit services assignments
• Schedule Credit department annual reviews
• Review preliminary credit approval summaries
• Prepare financial analysis and related portions of Officer memos
• Evaluate appraisal annual review requirements and coordinate service requests
• Support the Team Lead with prospecting, cross selling, business development and beginning to structure loans
• Perform other duties as assigned

Knowledge Skills & Abilities Required

• Intermediate loan documentation knowledge
• Basic credit analysis skills
• Ability to maintain confidentiality
• Excellent customer service skills
• Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements
• Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
• Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
• Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
• Intermediate proficiency with Microsoft Word, Excel and Outlook

Education & Experience

• Associate’s degree in Business Administration, or equivalent combination of education of experience required
• 1+ year banking/financial services experience required

For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you’ll be asked to authorize our review of that record.

For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.

• For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Business Banking Representative and Business Banking Relationship Manager I job and contemplates a wide range of factors that are considered in determining most appropriate job level and making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $30.55 to $40.85 per hour. Depending on the job level, this position may be eligible for additional compensation through performance-based incentive plan(s) that will correspond to meeting performance goals.

The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more.

Location: 100 S Broadway, Pittsburg, Kansas 66762

Time Type:

Full time