Business Banking Asset Resolution Officer

UMB Bank; United States; Remote; USD 118,000 - 173,000; Full time

Job summary

UMB Bank is seeking a Business Banking Asset Resolution Officer to manage Watch List and workout accounts. You will develop resolution strategies, maintain lender relationships, monitor collateral and performance, and prepare credit requests.

The role requires coordination with field exams, appraisals, and legal counsel. Ideal candidates bring 5+ years in cash flow/asset based lending, 3 years managing problem loans, and strong problem solving, organization, and communication skills.

Qualifications

• Requires a Bachelor's degree in Business, Accounting, Finance or related field.
• 5+ years progressive experience in cash flow/asset based lending and risk underwriting.
• 3 years of experience managing problem loans.
• Demonstrates strong problem solving, organization, and communication skills.
• Solid knowledge of commercial lending documentation and collateral.

Responsibilities

• Manage SBLC and Business Banking accounts on Watch List or in workout; develop resolution strategies.
• Maintain relationships with Loan Officers and with internal/external counsel.
• Monitor collateral position, financial performance, covenants, and risk ratings.
• Write-up credit requests and engage field exams and appraisals as needed.
• Keep loan documentation up to date and log monthly account activity.

Skills

Problem solving

Organizational skills

Interpersonal skills

Verbal and written communication

Attention to detail

Multi-tasking

Education

Bachelor's degree in Business, Accounting, Finance or related field

Tools

Word

Excel

Stucky (ABL system)

Job description

The Business Banking Asset Resolution Officer will have direct responsibility for managing SBLC (Small Business Loan Center) and Business Banking accounts that are on the Watch List and/or in workout. Responsibilities include: develop strategies for resolution, manage relationship, closely monitor collateral position, closely monitor financial performance (including comparisons to budget/plan), monitor covenants and take appropriate action, write-up credit requests, assist in maintaining up-to-date loan risk rating sheets, keep loan documentation files updated as information is obtained, and engage field exams and appraisals as needed

How you will spend your time:

• Keep account log updated each month (or more often if deemed necessary).
• Maintain strong relationships/partnerships with Loan Officers associated with the credits.
• Maintain strong relationships/partnerships with internal and/or external legal counsel.
• Work and partner with other UMB groups as needed (i.e. Bank Card, Treasury, Capital Corp, Operations, etc.).
• Perform impairment reviews, if deemed necessary.

We are excited to talk with you if:

- Bachelor's Degree in Business, Accounting, Finance or related field

- 5+ years progressive experience including a combination of cash flow and asset based lending, identification of risk and satisfactory underwriting of same

- 3 years experience managing problem loans

- OR any combination of education and experience that would provide an equivalent background

- Demonstrates good problem solving and sound decision making skills

- Demonstrates good organizational skills

- Demonstrates good interpersonal skills to effectively interface with all levels of customer, peers, senior management, and outside vendors

- Demonstrates strong verbal and written communication skills

- Demonstrates attention to detail

- Demonstrates ability to multi-task and maintain mental concentration to balance interruptions and to prioritize tasks occurring simultaneously

- Demonstrate proficiency in Word, Excel, and Stucky (ABL system)

- Demonstrates thorough knowledge of commercial lending transaction documentation, including legal documentation, collateral perfection, legal and regulatory requirements, and policy exceptions

• undefined

Bonus Points if you have:

• Credit Review experience
  This position was posted on 10/07/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.

Compensation Range:

$117,900 - $173,393

The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?

You're more than a means to an end- a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to [e-mail] to let us know the nature of your request.

If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.

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