Business Banker III, Elkhart, IN

1st Source Bank; Canal Winchester (OH); On-site; USD 70,000 - 110,000; Full time

Job summary

1st Source Bank in Elkhart, IN seeks an experienced banking professional to manage a portfolio of large business and complex accounts. The role emphasizes credit analysis, relationship development, and adherence to loan policies, with travel to off-site locations as needed.

Typical duties include growing and maintaining relationships, conducting financial reviews, and ensuring compliance with bank policies and regulatory requirements. Strong communication and sales skills are essential.

Qualifications

• Five to eight years of Personal Banking or Business Banking sales experience preferred.
• Strong consultative sales and proactive calling skills.
• Good PC skills with Microsoft Word and Excel.
• Strong verbal and written communication skills with the ability to communicate with all levels.
• Ability to maintain effective relationships with internal service partners and customers.
• Customer service oriented; able to handle multiple tasks in a fast-paced environment.

Responsibilities

• Responsible for the growth and management of a portfolio of large sized business and complex accounts (typically $25–$40MM).
• Analyzes and approves credits within prescribed limits; recommends action on credits exceeding loan limits.
• Documents bank/customer relationships and commitments; retains and strengthens current relationships and seeks new business.
• Reviews bank exposure and account profitability; performs timely financial reviews.
• Complies with loan policies, procedures and legal requirements; travels to off-site locations as needed.

Skills

Large account sales

Credit analysis

Relationship management

Communication skills

Microsoft Word

Excel

Education

Bachelor's degree in business, economics or finance

Tools

Cash Management products

Job description

Franklin Street Banking Center
131 E Franklin St
Elkhart, IN 46516, USA

Description

POSITION SUMMARY
Responsible for the growth and management of a portfolio of large sized business and complex accounts. Typically manages a portfolio from $25-$40MM.

ESSENTIAL REQUIREMENTS

• Analyzes and approves credits within prescribed limits; recommends action on credits in excess of loan limits.
• Documents bank/customer relationships and commitments.
• Retains and strengthens current relationships and seeks to develop new business.
• Reviews periodically the bank’s exposure and relative account profitability.
• Performs financial reviews on a timely basis.
• Complies with bank’s loan policies and procedures and legal requirements.
• Must have valid driver’s license.
  
• Regular and predictable attendance is an essential requirement of the position.
• Responsible for the completion of all compliance training related to the position.
• Completes all compliance training related to the position.
• Understands all applicable laws and regulations that apply to the position and complies with the requirements.

NON-ESSENTIAL FUNCTIONS
Performs all other duties as assigned.

EXPERIENCE/SKILLS

• Five (5) to eight (8) yearsPersonal Banking or Business Banking sales experience preferred.
• Working knowledge of Cash Management products.
• Strong consultative sales and proactive calling skills.
• Good PC skills--proficiency in Microsoft Word and Excel essential.
• Strong verbal and written communication skills with the ability to communicate with all levels internally and externally.
• Ability to maintain effective relationships withinernal service partners and customers in order to gain their trust and respect.
• Customer service oriented.
• Ability to handle multiple tasks in a fast-paced environment.

EDUCATION
Bachelor’s Degree preferred, concentration in business, economics or finance.

TRAVEL REQUIREMENTS
Ability to travel to off-site locations for meetings, projects, seminars, etc., as well as ability to travel overnight.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions.
While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.
EQUIPMENT
MS Office PC, Fax, phone and standard office equipment.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.