Business Banker - Denver Metro Area, CO

Zions Bancorporation; Denver (CO); On-site; USD 90,000 - 115,000; Full time

Benefits offered by this job

Medical & Dental Insurance

Vacation & Profit Sharing - Start Day

401(k) plan

Sales bonuses & incentives

Tuition Reimbursement

Equal Employment Opportunity (EEO)

Job summary

Vectra Bank Colorado, a division of Zions Bancorporation, is seeking an experienced Business Banker to provide top-notch service to clients in the Denver Metro area. You will manage a full-service banking portfolio with emphasis on sales and service, building relationships and growing revenue.

You will source new business, cross-sell products, and analyze credit while ensuring compliance with policies and regulations.

Qualifications

• Requires a bachelor's degree in banking, finance or a related field and 2+ year of credit associated lending or other directly related experience.
• Knowledge and experience of Business Bank lending, credit analysis preferable in a commercial lending environment.
• Ability to expand loans, client relationships and cross sell bank products.
• Solid experience with the sales, loan processing and closing processes.
• Requires skills and experience in applicant interviewing and perceptive character judgment.
• Ability to structure loans and monitor credit performance.
• Must have good interpersonal and communication skills.
• Solid working knowledge of software applications, including word processing and spreadsheets.
• Manages a small commercial portfolio.

Responsibilities

• Growth, retention, and expansion of a portfolio of existing Business Banking clients.
• Sources new customers through referrals.
• Contributes to deposit growth by cross selling and promoting additional banking products.
• Seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts.
• Recommends the appropriate solutions to clients as a trusted advisor to meet objectives.
• Meets assigned revenue goals for region and products.
• Gains knowledge of the financial needs of assigned customers and develops relationship plans.
• Ensures client requests are met by routing to appropriate resource.

Skills

Client relationship expansion

Cross selling bank products

Credit analysis

Interpersonal communication

Loan structuring

Education

Bachelor's degree in banking/finance or related field

2+ years of credit-related lending experience

Tools

Word processing

Spreadsheets

Job description

At Vectra Bank, the Rocky Mountain region is a part of who we are, and we understand why families and businesses choose to live, grow, and play here. Consistently recognized as a Top Workplace by The Denver Post, we offer our customers and employees the best of both worlds: broad reach and depth of financial resources alongside unparalleled personal attention. At Vectra, we think creatively of shaping custom financial solutions for those raising a family or creating the next great local business. We are as passionate about business as we are about success.

At Vectra, we’re committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive, and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships – not increasing transactions. We do this by offering technology and resources typically only found within larger banks and combining those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We personify this difference through our tagline: Big Enough to Count / Small Enough to Care.

With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless – come for a job, stay for a career.

We are looking for an experienced Business Banker to provide top-notch customer service to our clients and customers within Denver Metro, CO. This role performs full-service banking services to new and existing customers within the branch, with a primary focus on sales and service. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!

Vectra Bank Colorado is seeking a proven, highly motivated, sales-minded individual to take on a portfolio and grow it for the future as part of our Denver Metro team.

Essential Functions:

• Responsible for the growth, retention, and expansion of a portfolio of existing Business Banking clients
• Sources new customers through referrals
• Contributes to deposit growth by cross selling and promoting additional banking products
• Seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts
• Recommends the appropriate solutions to clients as a trusted advisor to meet the objectives of clients
• Meets assigned revenue goal for region and products
• Gains complete knowledge of the business and personal financial needs of assigned customers
• Builds knowledge of each assigned client and develops/manages a relationship plan for each client
• Ensures client requests are met by handling them directly and/or referring to appropriate resource
• Meets or exceed key performance measures, including but not limited to, portfolio growth, revenue/profitability, retention, and customer satisfaction key metrics
• Responsible for sales, credit analysis, proper loan structuring, and interviewing applicants
• Complies with applicable company policies and all banking regulations
• Other duties as assigned.

Qualifications:

• Requires a bachelor's degree in banking, finance or a related field and 2+ year of credit associated lending or other directly related experience. An equivalent combination of education and experience may meet qualifications
• Knowledge and experience of Business Bank lending, credit analysis preferable in a commercial lending environment
• Ability to expand loans, client relationships and cross sell bank products
• Solid experience with the sales, loan processing and closing processes
• Requires skills and experience in applicant interviewing and perceptive character judgment
• Ability to structure loans and monitor credit performance
• Must have good interpersonal and communication skills
• Solid working knowledge of software applications, including word processing and spreadsheets
• Manages a small commercial portfolio

You must want to be a part of a motivated and driven team and work under respected leaders. We need someone who is proactive, who has a great attitude, who is confident and wants to work with professional people and will inspire them to achieve the department initiatives.

This position is eligible to earn a base salary in the range of $90,000.00 - $115,000.00 annually depending on job-related factors. Final offer amounts are determined by multiple factors such as but not limited to, level of experience, skills, expertise, location, education, and certifications. The position is in-office 5 days a week.

• Medical & Dental Insurance & Vacation & Profit Sharing - START DAY ONE!
• 401(k) plan, competitive compensation in line with work experience.
• Most roles eligible for sales bonuses + monthly incentives and/or annual discretionary bonus, some roles include mileage + travel time pay, and/or parking waivers (must meet eligibility requirements
• Paid Training, Paid Vacation, Paid Holidays, and promotional opportunities offered from within
• Tuition Reimbursement for qualifying employees
• Stable Employer, we are a division of Zions Bancorporation and included in the S&P 500 & NASDAQ Financial 100 indices.

This position will be open until filled.

All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.

It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.

Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at [e-mail] or 801/844-7618. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.

Vectra Bank a division of Zions Bancorporation, N.A. Member FDIC