Business Banker

United-Prairie-Bank; Spicer (MN); On-site; USD 95,000 - 148,000; Full time

Benefits offered by this job

401(k) with Employer Match

HSA Contribution with Employer Match

Flexible Spending Plans

Company-paid Life Insurance, Short &/ 

Long Term Disability

Profit Sharing

Job summary

United Prairie Bank in Spicer, MN is seeking a seasoned Business Banker to grow loan portfolios and manage client relationships. You will assess financial statements and spreads, determine income adequacy and collateral sufficiency, and provide compelling presentations for the loan committee.

Ideal candidates will have a background in finance with strong customer service and problem-solving skills, plus the ability to work independently and with a team in a community bank environment.

Qualifications

• High school diploma or GED (Required)
• Bachelor's degree in Finance, Accounting or Business Management preferred
• 5+ years of demonstrated experience in successful loan portfolio management
• Thorough understanding of accounting practices and the ability to read financial statements and understand complex financial measures such as cash flow and other financial ratios
• Deliver an exceptional customer service experience
• Problem solving skills to find effective solutions
• Ability to work independently and cooperatively with other team members

Responsibilities

• Acquire new loan clients and manage existing client relationships
• Prepare and analyze financial statements and spreads, including income adequacy and collateral sufficiency
• Prepare presentations for loan committee
• Collaborate with loan operations and credit teams to ensure timely processing

Skills

Loan portfolio management

Customer service

Problem solving

Independent work

Team collaboration

Education

Bachelor's degree in Finance, Accounting or Business Management

Bachelor's degree in Accounting

Bachelor's degree in Business Administration

Bachelor's degree in Finance

Tools

Microsoft Office

Job description

Are you looking to join a team that has shaped United Prairie Bank to be a Top Workplace of choice!

United Prairie Bank is hiring a Business Banker in our Spicer location. This position is full-time, Monday - Friday, located in Spicer MN.

Job Overview:

As a Business Banker you will acquire new loan clients, while managing existing client relationships. In this role you will be expected to prepare and analyze financial statements and spreads, including adequacy of income and sufficiency of collateral and prepare a presentation for loan committee.

Annual Base Compensation Range: $95,000-$148,000. In addition to base salary, this role is eligible for a competitive additional compensation program that is based on individual and company performance.

Qualifications for this Opportunity:

• High school diploma or GED (Required)
• Bachelors degree in Finance, Accounting or Business Management preferred
• 5+ years of demonstrated experience in successful loan portfolio management.
• Thorough understanding of accounting practices and the ability to read financial statements and understand complex financial measures such as cash flow and other financial ratios.
• Deliver an exceptional customer service experience.
• Problem solving skills to find effective solutions.
• Ability to work independently and cooperatively with other team members.

Benefits Include:

• 401(k) with Employer Match
• HSA Contribution with Employer Match
• Flexible Spendings Plans
• Company-paid Life Insurance, Short & Long Term Disability
• Profit Sharing

Why United Prairie:

We are a family-owned community bank servicing customers for 100 years and counting. Our vision is to inspire dreams and bring them to life. We recognize that our team members are our most important resource. We strive to create a positive work environment through accountability, communication, trust, and service. We are a team of highly engaged employees and foster a culture of opportunity for you to achieve career growth and success.

United Prairie Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability status, veteran status and all other protected classes

Qualifications

Skills

Preferred

Expert

Customer Service

Expert

Decision Making

Expert

Expert

Microsoft Office

Expert

Professionalism

Expert

Expert

Education

Preferred

Bachelors or better in Accounting.

Bachelors or better in Business Administration.

Bachelors or better in Finance.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.