Business Banker

First Citizens Bank; Hartwell (GA); On-site; USD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a dynamic Business Banker to join their team. In this pivotal role, you will develop and maintain relationships with local business owners, helping them achieve their financial goals. You will leverage your network to create lending opportunities and represent the bank at community events. With a focus on collaboration, you will work closely with internal partners to deepen client relationships and drive growth through loans and deposits. If you are passionate about business development and have a knack for financial analysis, this is the perfect opportunity for you to make a significant impact in your community.

Qualifications

• Minimum 4 years experience in business lending or development required.
• Strong business development skills and financial analysis expertise.

Responsibilities

• Contribute to bank growth through business loans and deposits.
• Engage with local business owners to develop lending opportunities.

Skills

Business Development

Financial Analysis

Credit Underwriting

Sales Planning

Education

Bachelor's Degree

High School Diploma or GED

Job description

Overview

Forever Strong. What sets First Citizens apart? Strong leadership, enduring values, and a commitment to helping people and businesses prosper.

As a Business Banker at First Citizens Bank, you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

Business Bankers develop and maintain an active prospect list, customer outreach plan, and quality referral sources for companies, on average, between $1-$10MM in annual revenues. They are the primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management. Business Bankers work with various internal partners to build and manage full banking relationships.

Responsibilities

In this role, you will get to:

• Make an impact by contributing to the growth of the bank through business loans, deposits, and fee income.
• Leverage your network to engage with local business owners and companies to develop business lending opportunities.
• Represent the bank in the community by attending and participating in civic, community, and networking events.
• Engage in an efficient loan approval process with open communication and exposure to credit partners.
• Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Qualifications

Bachelor's degree with a minimum of 4 years experience in business lending, credit, or business development.

-Or-

High school diploma or GED with a minimum of 8 years experience in business lending, credit, or business development.

Additional Requirements:

Business development experience.

Preferred Qualifications:

• Established COIs and referral sources.
• Financial analysis and credit underwriting skills.
• Knowledge of business lending, deposit, and cash management solutions.
• Ability to provide financial guidance and expertise.
• Sales planning and forecasting experience.

Benefits are an integral part of total rewards, and First Citizens Bank is committed to providing a competitive, thoughtfully designed, and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.