Business Banker III Target

First Citizens Bank; Folsom (CA); On-site; USD 153,900 - 235,980; Full time

Job summary

First Citizens Bank in California seeks a Business Banker to develop and expand relationships with business owners, helping them meet their financial goals with guidance on lending, deposits and cash management.

The role emphasizes proactive outreach, delivering tailored financial solutions, maintaining compliance, and collaborating with partners to grow the bank's commercial portfolio and community presence.

Qualifications

• Bachelor's Degree or higher in a related field with 6 years of experience in Commercial Lending, credit, or business development; OR High School Diploma/GED with 10 years in the same areas.
• Valid driver's license. Position requires frequent driving.
• Application of a structured sales process; financial guidance and expertise; sales planning and forecasting; financial analysis; credit underwriting; knowledge of business lending, deposit and cash management solutions; retail and wealth solutions; business development; networking and building centers of influence.

Responsibilities

• Sales – Achieve individual and/or team financial, production and relationship results relative to the specific metrics and goals assigned.
• Service Standards – Foster collaborative partnerships that deliver value for customers, prospects, and colleagues. Initiate conversations to uncover opportunities and provide relevant financial guidance.
• Operations & Administration – Comply with all regulations, bank policies, and procedures. Complete required training, perform general office duties, and ensure operational efficiency and accuracy.

Skills

Structured sales process

Financial guidance

Networking & influence

Credit underwriting

Business development

Financial analysis

Education

Bachelor's Degree

High School Diploma/GED

Job description

Overview

Forever Strong. What sets First Citizens apart? Strong leadership, enduring values and a commitment to helping people and businesses prosper. As a Business Banker at First Citizens Bank, you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

Responsibilities

• Sales – Achieve individual and/or team financial, production and relationship results relative to the specific metrics and goals assigned. Engage with customers, prospects, and referral sources through proactive outreach and community events to generate business and identify CRA opportunities.
• Service Standards – Foster collaborative partnerships that deliver value for customers, prospects, and colleagues. Initiate conversations to uncover opportunities and provide relevant financial guidance.
• Operations & Administration – Comply with all regulations, bank policies, and procedures. Complete required training, perform general office duties, and ensure operational efficiency and accuracy.

Qualifications

• Bachelor's Degree and 6 years of experience in Commercial or business lending, credit, or business development OR High School Diploma/GED and 10 years of experience in the same areas.
• Valid driver's license. Position requires frequent driving.
• Application of a structured sales process; financial guidance and expertise; sales planning and forecasting; financial analysis; credit underwriting; knowledge of business lending, deposit and cash management solutions; retail and wealth solutions; business development; networking and building centers of influence.

Compensation & Benefits

For California hires, base pay ranges between $153,900.00 and $235,980.00, with additional incentives, bonuses, and benefits as outlined in the offer of employment. More information about benefits can be found at https://jobs.firstcitizens.com/benefits.