Business Analytics Sr Analyst

Citi; New York (NY); On-site; USD 87,000 - 131,000; Full time

Job summary

Citi is seeking a Senior Business Analytics Analyst to join the Fraud Analytics, Modeling & Intelligence group. The role focuses on applying data analytics to detect and mitigate fraud across card and retail banking lines, including synthetic ID and account takeover schemes.

Responsibilities include building fraud rules and detection strategies, collaborating with policy and operations, and delivering regular reports to track trends, with a strong emphasis on data-driven decision making.

Qualifications

• Bachelor’s Degree required in statistics, mathematics, physics, economics, or other analytical or quantitative discipline.
• 3+ years in relevant field.
• Experience with Big Data environments and coding in SAS/SQL and/or Python, Impala, Hive.
• Experience with machine learning techniques such as logistic regression, gradient boosting, random forests.
• Experience with data visualization tools such as Tableau.

Responsibilities

• Leverage data and advanced analytics to derive patterns, trends and insights, and perform risk/reward trade-off analysis.
• Ownership and management of fraud rules, scores, and detection strategies, risk appetite execution, POS interdiction strategies and defect analysis.
• Collaborate with cross-functional teams to provide strategy recommendations based on data and trend analysis, and implement mitigation strategies.
• Build effective relationships within and outside the Fraud organization to ensure timely execution of portfolio priorities.
• Leverage knowledge of information to identify potential process gaps and opportunities for improving controls and governance processes.
• Generate and manage regular and ad-hoc reporting to monitor emerging trends.

Skills

Big Data

SAS/SQL

Python

Tableau

Machine Learning

Education

Bachelor’s in analytics/statistics

Tools

Impala

Hive

Job description

Business Analytics Sr Analyst

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

As part of the Fraud Analytics, Modeling & Intelligence organization, this role executes the fraud analytics and strategies supporting Citi’s North American and global credit card and retail bank businesses. This includes leveraging data to identify fraud trends, designing and implementing strategies to prevent and mitigate fraud attacks across the fraud lifecycle, including application and synthetic ID fraud, account takeover and sophisticated new attack schemes.

This role partners closely with Fraud Policy, Operations and various partners to keep apprised of business and technology direction in order to determine potential and existing fraud impacts.

Responsibilities:

• Leverage data and advanced analytics to derive patterns, trends and insights, and perform risk/reward trade-off analysis.
• Ownership and management of fraud rules, scores, and detection strategies, Risk appetite execution, POS interdiction strategies and defect analysis.
• Collaborate with cross-functional teams to provide strategy recommendations based on data and trend analysis, and implement mitigation strategies.
• Build effective relationships within and outside the Fraud organization to help ensure successful and timely execution of key portfolio priorities.
• Leverage knowledge of information acquired to identify potential process gaps and opportunities for improving effectiveness of controls and governance processes.
• Generate and manage regular and ad-hoc reporting to enable effective monitoring and identification of emerging trends.

Qualifications:

• Bachelor’s Degree required in statistics, mathematics, physics, economics, or other analytical or quantitative discipline.
• 3+ years in relevant field.
• Experience working with:
  • Big Data environment with hands on coding experience within various traditional (SAS, SQL, etc.) and/or open source (i.e. Python, Impala, Hive, etc.) tools.
  • Traditional and advanced machine learning techniques and algorithms, such as Logistic Regression, Gradient Boosting, Random Forests, etc.
  • Data visualization tools, such as Tableau
• Excellent quantitative and analytic skills; ability to derive patterns, trends and insights, and perform risk/reward trade-off analysis.
• Good written and verbal communication skills, with ability to connect analytics to business impacts; comfortable presenting to peers and management.
• Extremely detail-oriented; intellectual curiosity
• Ability to multi-task and work against tight deadlines.
• Ability to work independently with baseline instructions/guidelines from management

Job Family Group:

Decision Management

Job Family:

Business Analysis

Time Type:

Full time

Primary Location:

Jacksonville Florida United States

Primary Location Full Time Salary Range:

$87,280.00 - $130,920.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:

Oct 17, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

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