Business Analyst – Wholesale Credit / Lending

Software Technology Inc.; United States; On-site; USD 100,000 - 130,000; Part time

Job summary

A prominent software firm in the United States is seeking a Business Analyst specialized in Wholesale Credit and Lending. The role requires 12-15+ years of experience in the banking or financial services industry, with strong knowledge in the credit lifecycle and risk models. Candidates should have excellent communication skills and experience in technology transformation initiatives. A bachelor's degree in a relevant field is required, with a master’s or MBA preferred. This position offers a contract employment type.

Qualifications

• 12-15+ years of experience as a Business Analyst in Wholesale Credit / Commercial Lending.
• Strong domain knowledge in credit lifecycle and risk rating models.
• Experience with large-scale technology transformation in lending or credit risk.

Skills

Credit lifecycle knowledge

Loan origination

Underwriting

Risk rating models

Portfolio management

Communication skills

Stakeholder management

Education

Bachelor’s degree in finance or related field

Master’s or MBA preferred

Tools

SQL

Tableau

Power BI

Job description

Business Analyst – Wholesale Credit / Lending

• 12‑15+ years of experience as a Business Analyst in Wholesale Credit / Commercial Lending within the banking or financial services industry.
• Strong domain knowledge in credit lifecycle, loan origination, underwriting, risk rating models, and portfolio management.
• Experience working on large‑scale technology transformation initiatives in the lending or credit risk domain.
• Familiarity with credit risk models, regulatory compliance (Basel, CCAR), and internal rating systems.
• Proficiency in working with cross‑functional teams across risk, IT, and business operations.
• Excellent communication and stakeholder management skills.

Nice to Have

• Exposure to platforms like Moody’s Risk Authority, ACBS, Loan IQ, or similar systems.
• Experience with data analysis, SQL, or BI tools (e.g., Tableau, Power BI).
• Prior experience working in a global banking environment, especially within Japanese banks.

Education

• Bachelor’s degree in finance, Business, Information Systems, or a related field. Master’s or MBA preferred.

Seniority Level

• Mid‑Senior level

Employment Type

• Contract

Job Function

• Information Technology

Industries

• Information Services