Business Analyst / Product Manager Wholesale Lending & Securitization

Tata Consultancy Services Limited; Jersey City (NJ); On-site; USD 110,000 - 135,000; Full time

Job summary

Tata Consultancy Services Limited in Jersey City, NJ is seeking a seasoned Business Analyst to translate complex wholesale lending workflows into scalable technology solutions. You will own detailed requirements, BRDs, and data specifications across the lending lifecycle, partnering with Front Office, Operations and Technology.

The role emphasizes data quality, risk-aware delivery, and cross-team coordination from requirements to UAT and implementation within Global Spread Products technology.

Qualifications

• 8-10 years of business analysis/product management experience.
• Strong experience in Wholesale/Commercial Lending.
• Understanding of deal and pipeline workflows across Front Office, Operations, Risk and Technology.
• Hands-on experience producing BRDs, functional specifications, workflows, and data requirements.
• Experience supporting UI/front-office application requirements.
• Ability to propose scalable, reusable solutions rather than just documenting requirements.
• Working knowledge of SQL for data analysis, validation, and reconciliation.
• Strong stakeholder management and communication skills.

Responsibilities

• Partner with Front Office, Operations, and Technology to translate workflows into scalable technology solutions.
• Own detailed requirements and artifacts including BRDs, functional specifications, workflows, and data requirements across the lending lifecycle.
• Contribute to product roadmap, prioritization, governance, and automation initiatives within Global Spread Products (GSP) Technology.
• Evaluate needs across lending businesses and propose reusable, cross-business platform capabilities.
• Drive stakeholder alignment across competing priorities and escalate key decisions when required.
• Coordinate end-to-end delivery including requirements validation, QA transition, UAT, implementation, and stakeholder communication.
• Apply a strong data-quality, risk, and control mindset, identifying issues early in the delivery lifecycle.
• Ensure front-office solutions and data flows integrate with enterprise risk and centralized loan-servicing platforms.
• Support technology capabilities across whole-loan financing, securitization, CRE, residential mortgages, and asset-backed lending workflows.

Skills

Business Analysis

Product Management

Wholesale Lending

Deal & Pipeline Workflow

BRDs & Specifications

UI Requirements

SQL

Stakeholder Management

Communication Skills

Education

Bachelor of Computer Science

Job description

Must Have Technical/Functional Skills

• 8-10 years of Business Analysis/Product Management experience supporting complex technology initiatives.
• Strong experience in Wholesale/Commercial Lending, preferably whole-loan financing, securitization, asset-based lending, or related deal-management workflows.
• Strong understanding of deal and pipeline workflows and interaction between Front Office, Operations, Risk, and Technology.
• Hands-on experience producing BRDs, functional specifications, workflows, data requirements, and traceable requirements.
• Experience supporting UI/front-office application requirements, translating business workflows into functional capabilities.
• Strong solution-thinking skills with the ability to challenge requirements and propose scalable, reusable solutions rather than simply documenting requested functionality.
• Working knowledge of SQL for data analysis, validation, and reconciliation.
• Strong stakeholder management and communication skills.

Roles & Responsibilities

• Partner with Front Office, Operations, and Technology to understand wholesale lending deal and pipeline workflows, define business problems, and translate them into scalable technology solutions.
• Own detailed requirements and artifacts including BRDs, functional specifications, workflows, and data requirements across the lending lifecycle.
• Contribute to product roadmap, prioritization, governance, and automation initiatives within Global Spread Products (GSP) Technology.
• Evaluate needs across lending businesses and propose reusable, cross-business platform capabilities rather than bespoke solutions where appropriate.
• Drive stakeholder alignment across competing priorities, resolving conflicts and escalating key decisions where required.
• Coordinate end-to-end delivery including requirements validation, QA transition, UAT, implementation, and stakeholder communication.
• Apply a strong data-quality, risk, and control mindset, identifying issues and validating requirements early in the delivery lifecycle.
• Ensure front-office solutions and data flows integrate effectively with enterprise risk and centralized loan-servicing platforms.
• Support technology capabilities across whole-loan financing, securitization, commercial real estate, residential mortgages, and asset-backed lending workflows.

Salary Range: $110,000 to $135,000 per year

Location: Jersey City, NJ

Function: TECHNOLOGY

Role: Business Analyst

ID: 438986

Skills: Business Analysis

Salary Range: $110,000 - $135,000

Desired Candidate Profile

Qualifications

BACHELOR OF COMPUTER SCIENCE