Business Analyst – Consumer Lending Regulatory

Granite Solutions Groupe; Minneapolis, Northern (MN, KY); Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

Medical, dental, vision coverage

Company-paid life insurance

401K with pre-tax contributions

Commuter benefits

Job summary

Granite Solutions Groupe seeks a seasoned Business Analyst with strong Mortgage and Consumer Lending experience to support a strategic platform initiative for a leading financial services organization.

You will translate regulatory requirements into actionable business capabilities, work with business, technology, operations, compliance, and product teams, and ensure alignment across the end-to-end lending lifecycle.

Qualifications

• 5+ years of Business Analysis experience, preferably within financial services.
• Strong Mortgage and/or Consumer Lending experience.
• Strong knowledge of Mortgage and/or Consumer Lending regulatory requirements.
• Experience interpreting regulatory requirements and translating them into business and functional requirements.
• Experience with lending disclosures, documentation, letters, or customer communications.
• Strong understanding of the end-to-end lending lifecycle and operational lending processes.
• Experience gathering, analyzing, and documenting business and functional requirements.
• Experience analyzing and documenting business processes, workflows, and procedures.
• Experience supporting technology initiatives, platform implementations, or business transformation efforts.
• Experience working with cross-functional business, technology, operations, compliance, and/or product teams.
• Strong analytical and problem-solving skills.
• Excellent written and verbal communication skills.
• Ability to communicate effectively and adjust communication style across different levels of an organization.
• Experience in data mapping, lending operations, user journeys, or project management/agile.

Responsibilities

• Partner with stakeholders to understand lending requirements and objectives.
• Gather, analyze, and document business, functional, and regulatory requirements.
• Translate lending regulatory requirements into clear business requirements, processes, and user stories.
• Analyze current and future lending processes to identify gaps.
• Support requirements related to lending disclosures, documentation, letters, and communications.
• Support design, deployment, and enhancement of a strategic consumer lending platform.
• Analyze regulatory impact on end-to-end lending workflows.
• Identify dependencies, risks, gaps, and opportunities related to regulatory and business requirements.
• Develop and document process flows, requirements, workflows, and other deliverables.
• Participate in workshops, discovery sessions, and stakeholder discussions.
• Support testing and validation of regulatory requirements and platform functionality.
• Collaborate with project management, product, technology, and lending operations.
• Communicate complex concepts clearly to technical and non-technical audiences.

Skills

Business Analysis

Regulatory knowledge

Mortgage/Consumer Lending

Analytical skills

Communication skills

Stakeholder collaboration

Agile familiarity

Regulatory requirements translation

Education

Bachelor's degree in Business/Finance/IS

Job description

Consultant, Business Analysis

About Our Firm:

Granite Solutions Groupe provides financial services decision makers with people and solutions that deliver. Our clients count on us to deliver the right talent at the right time to achieve critical business results. We leverage our industry knowledge and passion for client priorities to deliver human capital solutions.

GSG was founded in 1998 as a consulting firm delivering project management and technology solutions for the financial services industry. GSG now has a global presence, with team members deployed across the U.S. at Fortune 1000 companies and high-performing Fintech firms.

High-caliber consultants are the face of GSG at our client organizations and offices. We value the deep relationships we have with our consultants that enable us to place them in roles where their skills will have an immediate impact. The GSG consulting team is comprised of diverse, experienced, driven, and dynamic contributors who excel at getting things done.

About the Opportunity:

GSG is seeking a Business Analyst with strong Mortgage and/or Consumer Lending experience and specialized knowledge of lending regulations to support a strategic consumer lending platform initiative within a leading financial services organization.

This consultant will work closely with business, technology, operations, compliance, and regulatory stakeholders to translate lending and regulatory requirements into effective platform capabilities and business processes.

The ideal candidate combines strong Business Analysis skills with hands-on knowledge of Mortgage and Consumer Lending regulations, disclosures, documentation, and lending processes.

Responsibilities:

• Partner with business, technology, operations, compliance, and regulatory stakeholders to understand lending requirements and objectives.
• Gather, analyze, and document business, functional, and regulatory requirements.
• Translate Mortgage and Consumer Lending regulatory requirements into clear business requirements, processes, and user stories.
• Analyze current-state and future-state lending processes and identify regulatory, operational, and process gaps.
• Support requirements related to lending disclosures, documentation, letters, and customer communications.
• Support the design, deployment, and enhancement of a strategic consumer lending platform.
• Analyze how regulatory requirements impact the end-to-end lending lifecycle and associated workflows.
• Identify dependencies, risks, gaps, and opportunities related to regulatory and business requirements.
• Develop and document process flows, requirements, workflows, and other project deliverables.
• Participate in workshops, discovery sessions, requirements meetings, and stakeholder discussions.
• Support testing and validation of regulatory requirements, lending documentation, disclosures, and related platform functionality.
• Collaborate with project management, product, technology, lending operations, and other business stakeholders.
• Communicate complex business and regulatory concepts clearly to technical and non-technical audiences.

Requirements:

• Bachelor’s degree in Business, Finance, Information Systems, or a related field.
• 5+ years of Business Analysis experience, preferably within financial services.
• Strong Mortgage and/or Consumer Lending experience.
• Strong knowledge of Mortgage and/or Consumer Lending regulatory requirements.
• Experience interpreting regulatory requirements and translating them into business and functional requirements.
• Experience with lending disclosures, documentation, letters, or customer communications.
• Strong understanding of the end-to-end lending lifecycle and operational lending processes.
• Experience gathering, analyzing, and documenting business and functional requirements.
• Experience analyzing and documenting business processes, workflows, and procedures.
• Experience supporting technology initiatives, platform implementations, or business transformation efforts.
• Experience working with cross-functional business, technology, operations, compliance, and/or product teams.
• Strong analytical and problem-solving skills.
• Excellent written and verbal communication skills.
• Ability to communicate effectively and adjust communication style across different levels of an organization.
• Experience in one or more of the following areas:
  • Data mapping and data requirements
  • Lending operations and workflow analysis
  • User experience, customer journeys, or user flows
  • Project Management and/or Agile delivery

Employee Benefits:

• GSG is excited to offer its consultants a robust option of benefits which include comprehensive medical, dental, vision and prescription coverage. You will receive company-paid life insurance. In addition, we hope you will take advantage of eligible commuter benefits-like paying for work-related public transit and parking with pre-tax dollars. Save for your retirement with pre-tax contributions that go directly into your 401K. We also care about your pets with several options for pet insurance, discount card and prescriptions.

GSG’s Commitment to Diversity:

As a diverse-owned business, GSG is committed to creating a diverse workforce, and we are proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.