Builder Finance Manager

Cornerstone Capital Bank; Houston (TX); On-site; USD 110,000 - 140,000; Full time

Benefits offered by this job

Medical

Dental

Vision

401K

Paid Parental Leave

HSA

Long-Term Disability

Short-Term Disability

Basic Life

Voluntary Life

Accidental Death

Job summary

Cornerstone Home Lending, a division of Cornerstone Capital Bank, seeks a Builder Finance Manager to drive financial performance and support long-term growth for the builder entity. You will lead budgeting, KPI monitoring, and compensation modeling to strengthen builder relationships and profitability.

You will partner with managers to recruit Loan Originators, model financial scenarios, and provide data-driven insights to guide strategic decisions and improve performance.

Qualifications

• 5+ years of experience in Financial Planning and Analysis
• 5+ years of experience in mortgage sales, secondary, and financial modeling
• Strong understanding of technology and Excel proficiency

Responsibilities

• Summarize and advise on all financial aspects for Velocio managers.
• Translate data into actionable insights to inform decision-making and profitability.
• Model compensation and profitability for builders and markets.
• Lead budgeting, forecasting, and KPI reporting for the organization.
• Design and maintain financial dashboards for all levels of management.
• Present financial reporting for builder division joint ventures and supervise annual budgeting.
• Coordinate margins and commissions for each market and advise on product profitability.
• Provide ad hoc analyses to address emerging business needs.
• Perform other duties as assigned.

Skills

Financial Planning

Excel

Analytical skills

Data visualization

Tools

Excel

Power BI

Job description

Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, on-time closings, employee retention, and happiness. We employ people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations.

We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

Who we are looking for:

The Builder Finance Manager is responsible for driving the financial performance of a builder entity, as well as long-term growth strategies. Accountable for annual budgeting and key performance indicator monitoring while guiding management with data-driven financial decisions that enhance profitability and strengthen builder relationships.

What you'll do:

• Support Velocio managers by summarizing, presenting, and advising on all financial aspects.
• Translate complex financial data into actionable insights that inform decision-making, improve performance, and drive profitability.
• Partner with company managers in recruiting efforts for Loan Originators by modeling financial scenarios, assessing market opportunities, and advising on compensation.
• Provide insight into long-term profitability and capture potential to ensure successful, sustainable recruiting decisions.
• Responsible for company compensation, from the initial creation of the agreements, changes in salaries and/or base cost centers, through the approval of the monthly commission, incentive, and override reports.
• Model current branches to advise on profitability dynamics and then coordinate product margins and commission rates for each market.
• Design, implement, and maintain financial reporting tools and dashboards for all levels of management to provide visibility into key dynamics.
• Responsible for the preparation and accuracy of financial reporting and KPI's for compensation purposes.
• Act as a CHL representative for builder division joint ventures (10+), presenting all necessary financial reporting and support.
• Lead the annual budgeting process and mid-year forecasting, combined with working with senior management and joint venture shareholders to develop strategic business decisions.
• Provide ad hoc analyses and reports to respond to emerging business needs from management.
• Perform other duties as assigned.

What you'll need to be successful:

Success in this job relies on your time management skills, organization, and positive attitude. In addition, you'll need the following qualifications:

• Strong understanding of technology, both theory and in practice.
• Strong organizational skills, and detail oriented.
• Excellent Microsoft Office skills, in particular Excel.
• Superior analytical skills and ability to manage multiple priorities simultaneously in a fast-paced and deadline-driven environment.
• Knowledge of mortgage industry and financial concepts associated with mortgages.
• This position requires 5 years of experience in Financial Planning and Analysis
• This position requires 5 years of experience in mortgage sales, secondary, and financial modeling.

What we offer:

• competitive salary
• Medical
• Dental
• Vision
• Accidental Death
• Long-Term Disability
• Short-Term Disability
• FSA
• HSA
• 401K
• Basic Life
• Voluntary Life
• Paid Parental Leave benefits
• the opportunity for a performance based bonus based on position and department

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.