BSA Officer

Maine State Credit Union; Maine; On-site; USD 70,000 - 80,000; Full time

Benefits offered by this job

Employer-subsidized medical insurance

401(k) with company match

Paid holidays

Paid time off

Education reimbursement

Job summary

Maine State Credit Union in Farmingdale, ME is seeking an experienced BSA Officer to lead our BSA/AML, CFT, and OFAC programs and strengthen protections against financial crime. You'll oversee fraud prevention and detection across payments, accounts, and digital channels, ensure timely reporting, and coach a growing BSA team while coordinating with regulators, auditors, and law enforcement.

We offer a competitive salary of $70,000–$80,000 plus a comprehensive benefits package and opportunities

Qualifications

• 3 to 5 years of related BSA/AML, compliance, fraud, risk management, or financial institution experience.
• Associate degree, specialized certification, licensing, or equivalent combination of education and experience.
• Strong knowledge of BSA, AML, USA PATRIOT Act, OFAC, NCUA regulations, EFT, and consumer protections.

Responsibilities

• Serve as the Credit Union's designated BSA Officer, leading and administering the BSA/AML, CFT, and OFAC programs.
• Oversee fraud prevention and detection across payments, accounts, ACH, wire, checks, debit, and digital channels.
• Ensure timely regulatory reporting (SARs, CTRs, OFAC), maintain internal controls, and perform risk assessments.
• Lead, coach, and develop BSA and Fraud staff, fostering compliance and operational excellence.
• Partner with senior leadership, auditors, examiners, and law enforcement to identify risks and investigate suspicious activity.

Skills

BSA/AML experience

Compliance

Fraud risk management

Leadership

Regulatory coordination

Education

Associate degree

Job description

# BSA OfficerFarmingdale, ME 04344## OverviewSalary Range$70,000.00 - $80,000.00 SalaryPosition TypeFull Time## DescriptionAt **Maine State Credit Union**, we're more than a financial institution. We're a trusted community partner dedicated to helping our members achieve financial success while keeping their assets secure. We're seeking an experienced and strategic **BSA Officer** to lead our Bank Secrecy Act, Anti-Money Laundering, and Fraud Prevention programs and play a key role in protecting our organization from financial crime.If you're a compliance professional who thrives on solving complex challenges, leading talented teams, and staying ahead of emerging risks, we'd love to connect with you.**Key Responsibilities*** Serve as the Credit Union's designated BSA Officer, leading and administering the BSA/AML, CFT, and OFAC compliance programs.* Oversee the Credit Union's fraud prevention and detection program, including payment fraud, account takeover, ACH, wire, check, debit card, and digital payment fraud risks.* Ensure timely and accurate regulatory reporting, including SARs, CTRs, OFAC reporting, and other required BSA filings, while maintaining effective internal controls and risk assessments.* Provide leadership, coaching, and oversight of BSA and Fraud staff while fostering a strong culture of compliance and operational excellence.* Partner with senior leadership, auditors, examiners, and law enforcement agencies to identify risks, investigate suspicious activity, and protect the Credit Union and its members from financial crime.## Qualifications**What We're Looking For*****Required Qualifications**** 3 to 5 years of related BSA/AML, compliance, fraud, risk management, or financial institution experience.* Associate degree, specialized certification, licensing, or equivalent combination of education and experience.* Strong knowledge of:* Bank Secrecy Act (BSA)* Anti-Money Laundering (AML)* USA PATRIOT Act* OFAC requirements* NCUA regulations* Consumer protection regulations* Regulation E (Electronic Funds Transfer Act)* Exceptional analytical, investigative, and problem-solving skills.* Ability to manage confidential information with professionalism and discretion.* Strong leadership, communication, and relationship-building abilities.**Compensation** = 70K-80K depending on experience**Benefits of Employment with Maine State Credit Union:**In addition to our world-class culture, a fun and supportive work environment and opportunities to learn and grow, our employees appreciate the work-life harmony they are able to achieve as part of our team.*We are also proud of the benefits we offer:** Employer-subsidized medical insurance plans, includes one plan with employer paid premiums of 97%* HSA – generous employer contribution* Employer funded HRA* Employer-subsidized Dental and Vision Insurance* 100% employer paid - Life, Short-Term Disability and Long-Term Disability Insurance* Accident Insurance* Competitive wages, and annual evaluations with compensation adjustments* Generous 401(k) employer match, plus annual discretionary contribution* Generous PTO with immediate PTO accruals + 8 hrs of birthday PTO & 12 paid holiday* Education reimbursement - up to $5,000 annually for undergraduate* Opportunities to volunteer in our local communities* 100% Employer Paid EAP which includes 6 free mental health sessions* Wellness Reimbursement of up to $150