BSA Officer

Paycom - ATS; Farmingdale (ME); On-site; USD 70,000 - 80,000; Full time

Benefits offered by this job

Medical insurance

HSA contribution

HRA

Dental and Vision Insurance

Life insurance

Disability insurance

401(k) match

Paid time off

Education reimbursement

Job summary

Maine State Credit Union in Farmingdale, ME is seeking an experienced BSA Officer to lead our BSA/AML, CFT, and OFAC programs and to protect members from financial crime. You will oversee fraud prevention across payments, ACH, wire, check, debit, and digital channels; ensure timely SARs/CTRs; mentor BSA staff; and partner with leadership, auditors, and law enforcement.

Ideal candidates have 3–5 years of BSA/AML experience, a relevant degree or certification, and strong analytical, leadership,

Qualifications

• 3 to 5 years of related BSA/AML, compliance, fraud, risk management, or financial institution experience.
• Associate degree, specialized certification, licensing, or equivalent combination of education and experience.
• Strong knowledge of: BSA/AML, USA PATRIOT Act, OFAC, NCUA regulations, consumer protection regulations.
• Exceptional analytical, investigative, and problem-solving skills.
• Ability to manage confidential information with professionalism and discretion.
• Strong leadership, communication, and relationship-building abilities.

Responsibilities

• Lead and administer BSA/AML, CFT, and OFAC programs.
• Oversee fraud prevention and detection across payments, ACH, wire, check, debit card, and digital payment channels.
• Ensure timely regulatory reporting including SARs, CTRs, OFAC filings, and other BSA filings.
• Provide leadership, coaching, and oversight of BSA and Fraud staff.
• Partner with senior leadership, auditors, examiners, and law enforcement to identify risks and protect members from financial crime.

Skills

BSA/AML

Fraud prevention

Risk management

Analytical skills

Leadership

Communication

Regulatory knowledge

Education

Associate degree

BSA/AML certification

Tools

AML software

RegTech tools

Job description

At Maine State Credit Union, we're more than a financial institution. We're a trusted community partner dedicated to helping our members achieve financial success while keeping their assets secure. We're seeking an experienced and strategic BSA Officer to lead our Bank Secrecy Act, Anti-Money Laundering, and Fraud Prevention programs and play a key role in protecting our organization from financial crime.If you're a compliance professional who thrives on solving complex challenges, leading talented teams, and staying ahead of emerging risks, we'd love to connect with you.Key ResponsibilitiesServe as the Credit Union's designated BSA Officer, leading and administering the BSA/AML, CFT, and OFAC compliance programs.Oversee the Credit Union's fraud prevention and detection program, including payment fraud, account takeover, ACH, wire, check, debit card, and digital payment fraud risks.Ensure timely and accurate regulatory reporting, including SARs, CTRs, OFAC reporting, and other required BSA filings, while maintaining effective internal controls and risk assessments.Provide leadership, coaching, and oversight of BSA and Fraud staff while fostering a strong culture of compliance and operational excellence.Partner with senior leadership, auditors, examiners, and law enforcement agencies to identify risks, investigate suspicious activity, and protect the Credit Union and its members from financial crime.What We're Looking ForRequired Qualifications3 to 5 years of related BSA/AML, compliance, fraud, risk management, or financial institution experience.Associate degree, specialized certification, licensing, or equivalent combination of education and experience.Strong knowledge of:Bank Secrecy Act (BSA)Anti-Money Laundering (AML)USA PATRIOT ActOFAC requirementsNCUA regulationsConsumer protection regulationsRegulation E (Electronic Funds Transfer Act)Exceptional analytical, investigative, and problem-solving skills.Ability to manage confidential information with professionalism and discretion.Strong leadership, communication, and relationship-building abilities.Compensation = 70K-80K depending on experienceBenefits of Employment with Maine State Credit Union:In addition to our world-class culture, a fun and supportive work environment and opportunities to learn and grow, our employees appreciate the work-life harmony they are able to achieve as part of our team.We are also proud of the benefits we offer:Employer-subsidized medical insurance plans, includes one plan with employer paid premiums of 97%HSA – generous employer contributionEmployer funded HRAEmployer-subsidized Dental and Vision Insurance100% employer paid - Life, Short-Term Disability and Long-Term Disability InsuranceAccident InsuranceCompetitive wages, and annual evaluations with compensation adjustmentsGenerous 401(k) employer match, plus annual discretionary contributionGenerous PTO with immediate PTO accruals + 8 hrs of birthday PTO & 12 paid holidayEducation reimbursement - up to $5,000 annually for undergraduateOpportunities to volunteer in our local communities100% Employer Paid EAP which includes 6 free mental health sessionsWellness Reimbursement of up to $150