AML & Fraud Risk Analyst

Scenic-Community-Credit-Union; Chattanooga (TN); On-site; USD 65,000 - 90,000; Full time

Job summary

Scenic Community Credit Union in Chattanooga, TN seeks a BSA/AML/Fraud Specialist to support the BSA Officer and Compliance Officer in anti-money laundering, fraud detection, monitoring and reporting. You will review high-risk accounts, analyze alerts, and assist with SARs/CTRs while helping to implement OFAC/FinCEN screening and compliance procedures across retail and lending.

This role requires staying current on regulatory changes, documenting investigations with clear write-ups, and

Qualifications

• Experience with BSA/AML/OFAC and Patriot Act compliance.
• Ability to review high-risk account activity and prepare SARs/CTRs.
• Coordinate with BSA Officer and Compliance Officer on investigations.
• Maintain organized records and retention schedules.
• Stay current on regulatory changes affecting credit unions.

Responsibilities

• Timely review and assignment of alerts generated by AML/Fraud software.
• Ensure alerts are closed/filed per regulatory requirements.
• Conduct account monitoring and write-ups for review by BSA/Compliance Officers.
• Prepare SAR investigations and SAR/Currency Transaction Reports.
• Contact branch staff for documentation and explanations as needed.
• Maintain documentation and records in an organized manner.

Skills

BSA/AML compliance

Fraud detection

SAR/CTR filing

Regulatory reporting

Data analysis

OFAC screening

Relationship monitoring

Attention to detail

Tools

AML/Fraud software

Core banking system

Job description

Scenic Community Credit Union in Chattanooga, TN seeks a BSA/AML/Fraud Specialist to support the BSA Officer and Compliance Officer in anti-money laundering, fraud detection, monitoring and reporting. You will review high-risk accounts, analyze alerts, and assist with SARs/CTRs while helping to implement OFAC/FinCEN screening and compliance procedures across retail and lending.

This role requires staying current on regulatory changes, documenting investigations with clear write-ups, and