BSA/AML Analyst — Risk, Compliance & Investigations

TBO Bank; United States; On-site; USD 60,000 - 90,000; Full time

Job summary

TBO Bank in Orrick, Missouri, is seeking an experienced analyst to support BSA and Compliance functions. Under supervision, maintains knowledge of Bank Secrecy Act requirements and ensures timely delivery of reports to support Compliance/Risk Management.

You will review activity reports, assist with investigations, conduct due diligence, file CTRs, monitor CIP and OFAC lists, and participate in internal testing to ensure regulatory adherence.

Qualifications

• Minimum 3 years of experience in a bank or financial institution, specifically in a BSA/compliance function.
• Bachelor’s degree in Business, Accounting, Finance or related field preferred.
• Strong analytical, communication, and interpersonal skills.
• Proficient in Microsoft Office software.

Responsibilities

• Review daily/weekly/monthly reporting related to transaction activity and suspicious patterns.
• Assist with system alerts and monitoring for suspicious activity and fraud on customer accounts.
• Complete investigations of suspicious activity reports and high-risk reviews.
• Conduct enhanced due diligence reviews including research, documentation, narratives, and recommendations.
• Assist in filing Currency Transaction Reports (CTRs) within regulatory guidelines.
• Perform new account reviews ensuring CIP requirements are met.
• Monitor OFAC watchlists and FinCEN lists for potential matches.
• Assist in internal testing and audits across BSA/compliance/operational functions.

Skills

Analytical skills

Communication skills

Interpersonal skills

Education

Bachelor’s degree in Business, Accounting, Finance or related field

Tools

Microsoft Office

Job description

TBO Bank in Orrick, Missouri, is seeking an experienced analyst to support BSA and Compliance functions. Under supervision, maintains knowledge of Bank Secrecy Act requirements and ensures timely delivery of reports to support Compliance/Risk Management.

You will review activity reports, assist with investigations, conduct due diligence, file CTRs, monitor CIP and OFAC lists, and participate in internal testing to ensure regulatory adherence.