Branch Mgr 5 - Producing

Cornerstone Capital Bank; San Diego (CA); On-site; USD 100,000 - 160,000; Full time

Benefits offered by this job

Competitive salary

Full benefits package

Performance-based bonus

Job summary

Cornerstone Capital Bank in San Diego, CA is seeking an experienced Mortgage Branch Manager to lead a team of loan originators and ensure accurate, timely closings.

In this role you will recruit and develop external originators, promote the bank's loan products, and maintain relationships with referral partners while guiding customers through the loan process.

Qualifications

• Bachelor's degree or equivalent required.
• Minimum 3 years of mortgage industry experience with process knowledge.
• Minimum 3 years in a management role.
• Licensed or able to obtain license within 60 days.
• Excellent communication, organizational, and analytical skills.

Responsibilities

• Develop relationships with external loan originators.
• Lead and mentor a team of loan originators.
• Promote and sell the bank's loan products.
• Manage referral sources and customer expectations through closings.
• Ensure timely loan processing and regulatory compliance.
• Monitor market conditions and product knowledge.

Skills

Leadership

Communication skills

Analytical skills

Organizational skills

Education

Bachelor's degree or equivalent

Job description

Who we are:

We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

What we are looking for:

We are looking for an experienced Mortgage Branch Manager, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Referral Partners can rely on them to ensure an accurate and timely closing process. The Licensed Loan Officer's primary function is the promotion and sale of Company loan products and services to potential customers.

What you'll do:

• Develop relationships with external Loan Originators (Recruitment)
• Strong leadership skills - Manage a team of Loan Originators
• Support Loan Originators with motivation, training, and coaching
• Market, promote, and sell the Company's loan products
• Establish and maintain relationships with referral sources
• Advise potential customers of available products and options
• Take customer loan applications, which includes collecting asset/income information
• Analyze financial information to determine customer's qualification for various loan products
• Negotiate rates and terms
• Define and manage customer loan process expectations
• Monitor and manage work-flow to ensure timely loan closing
• Maintain product knowledge and stay up to date on changes to market conditions
• Comply with all applicable laws and regulations related to residential mortgage lending

What you'll need to be successful:

Success in this job relies on your time management skills, organization, and positive attitude. In addition, you'll need the following qualifications:

• Bachelor's degree or equivalent preferred
• Minimum 3 years of experience in the mortgage industry with a clear understanding of the residential mortgage loan process from application through fulfillment
• Minimum of 3 years' experience in a management role preferred
• Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activities
• Excellent communication skills required
• Strong organizational, problem-solving and analytical skills required

What we offer:

Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a potential for a performance-based bonus dependent upon position/department.

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.