Branch Manager - Texarkana Area

RRCU; Texarkana (TX); On-site; USD 60,000 - 90,000; Full time

Job summary

Red River Credit Union in Texarkana, TX seeks a Branch Manager to lead a full-service office, grow community relationships, and ensure daily operations run smoothly.

Responsibilities include promoting the credit union, driving business through outreach, overseeing lending decisions, and managing staff with focus on compliance and member service.

Excellent people skills, professional appearance, and willingness to work extended hours are essential for success in this role.

Qualifications

• Two or more years of experience as a consumer loan officer.
• HS diploma or equivalent; college degree preferred.
• Competent computer skills and standard office equipment.
• Professional appearance and effective communication with people.
• Willingness to participate in community events and extended hours when required.
• Ability to promote credit union services and products.

Responsibilities

• Promotes the credit union within the community.
• Develops branch business through visits, mailings, and calls.
• Makes loans to members by reviewing applications and credit reports.
• Manages branch staff, performance, coaching, and counseling.
• Ensures office is open, organized, and compliant with policies and procedures.
• Oversees branch facilities and equipment.

Skills

Leadership

Community outreach

Customer service

People skills

Education

High school diploma or equivalent

Four-year college degree preferred

Tools

MS Office

Job description

Description

Position Title:

Branch Manager

Reports To:

Regional Director

Basic Function:

Responsible for efficient, effective management of a full-service office. Maintain and grow business relationships within the community.

Responsibilities:

• Promotes the credit union within the community.
• Responsible for Business Development of the branch by initiating contact with potential companies or community businesses and their employees through visits, mailings, and/or phone calls.
• Makes loans to creditworthy members and eligible prospective members by viewing the application after credit reports are run and direct verifications made.
• Makes a capacity analysis, books out collateral values.
• Makes a credit decision or refers to the Loan Review Committee with appropriate recommendations.
• Ensures that the office is open and ready to conduct business each business day and assumes overall administrative responsibility for operation of the office.
• Ensures the office and grounds have a neat, clean appearance. Determines and/or recommend equipment changes.
• Sets the example as a leader in all aspects of his/her duties.
• Ensures the branch reflects an efficient, orderly, and professional organization.
• Manage direct reports to maximize productivity, efficiency, and the potential of the human assets of the company, including hiring, directing job assignments, monitoring staff performance, coaching, and counseling.
• Monitors performance for compliance with laws, regulations, policies, procedures, and internal controls.
• Helps solve problems when called upon or needed in the clerical operations of the lending and/or teller functions.
• Adheres to all Red River Employees Federal Credit Union policies and procedures.
• Performs other related duties as assigned.

Qualifications:

• Two or more years of experience as a consumer loan officer for a credit union or other financial institution, preferred.
• High school diploma or the equivalent with four-year college degree preferred.
• Competent computer skills and use of standard office equipment.
• Ability to meet, speak, and deal effectively with people, being professional always.
• Must be comfortable and effective in promoting the credit union services and products.
• Must be able to participate in events within the community and work extended hours whenever required or requested by management.
• Must maintain a neat and professional appearance.
• While the following list is not exhaustive and may be supplemented, identified physical requirements include ability to operate normal office equipment and some lifting not to exceed 25 pounds.
• Ability to follow the core values of Team-Focused, Excellence, Authenticity, and Leading in Innovation.